🛒 Consumer Loan Scheme
Always wanted the good things in life but couldn’t buy them due to lack of ready cash? Jalore Nagrik Sahkari Bank Ltd. is here to provide financial support through our Consumer Loan Scheme for the purchase of consumer goods.
🎯 Purpose
To finance the purchase of new consumer articles such as TVs, Refrigerators, Washing Machines, Computers, Furniture, Scooters, Motorcycles, and more.
👥 Eligibility
- Government Employees
- Professionals
- Self-Employed Individuals
- Businessmen
💰 Amount & Margin
- Two-Wheelers: 90% of Quotation or maximum ₹40,000/-
- Consumer Articles: ₹25,000/- or 75% of Quotation
- Margin: 10% for vehicles, 25% for other consumer articles
📈 Rate of Interest
As applicable from time to time. (Please refer to the Current Rate Chart at your nearest branch.)
🔐 Security / Documents Required
- Two Income Tax Payer Guarantors
- Equitable Mortgage of Property
- Salary Certificate
- Advance Cheques
💳 Repayment
Maximum repayment period: 36 months.
** Terms & Conditions Apply **
For more information, please contact your nearest branch of Jalore Nagrik Sahkari Bank Ltd.