| Sr. No | Service | Details / Charges |
|---|---|---|
| 01 | ATM Transaction Charges |
On Us: All Free Off Us (up to 5/month): All Free Off Us (above 5/month): Financial Transaction: ₹21/Trans + GST Non-Financial Transaction: ₹10/Trans + GST |
| 02 | Cash Handling Charge |
Current A/C: Daily Limit > ₹1 Lakh: ₹50 per lakh + GST Minimum Balance ₹1 Lakh: No Charge Savings A/C: No Charge |
| 03 | Average Monthly Balance | Current Accounts Rs. 3,000/month → ₹50/month + GST |
| 04 | Manager Cheques |
Up to ₹1 Lakh: ₹2 per 1,000 + GST More than ₹1 Lakh: ₹1.50 per 1,000 + GST Loan Disb. Third-party Payment: No Charges |
| 05 | Cheque Book Issuance | All accounts (except Senior Citizen Savings): ₹1 per cheque + GST |
| 06 | Account Closure Charges |
Savings A/C < 1 year: ₹50 + GST Savings A/C > 1 year: No Charge Current A/C: ₹100 + GST |
| 07 | Internet / Current A/C Charges | ₹200/year + GST |
| 08 | ATM Card Annual Fees | ₹100/year + GST |
| 09 | Cheque Return Charges | ₹100/cheque + GST |
| 10 | Cheque Stop Payment Charges | ₹10/cheque + GST (Max ₹250 + GST) |
| 11 | Manager Cheque / DD Cancellation | ₹100 + GST |
| 12 | Loan Form Application | ₹100 + GST |
| 13 | Loan Service Charges | 1% of Loan Amount + GST |
| 14 | Loan Inspection Charges (Cash Credit Limit) |
Sanction Limit up to ₹5 Lakh: ₹500 + GST ₹5–10 Lakh: ₹800 + GST ₹10–15 Lakh: ₹1,500 + GST Above ₹15 Lakh: ₹2,000 + GST |
| 15 | Locker Rent (Annual) |
4″ x 6″: ₹1,000 + GST 4″ x 12″: ₹2,000 + GST 10″ x 12″: ₹4,000 + GST 15″ x 20″: ₹6,000 + GST |
| 16 | Service Charge in CC Limit (Quarterly) | 0.125% + GST |
| 17 | CC Renewal – Service Charges | 0.50% + GST |
| 19 | CERSAI Charge (Per E.M.) | ₹100 + GST |
| 20 | Transaction through Mobile App | All Free |
| 21 | Credit Information Report Charges | ₹100 + GST |
| 22 | Penal Charges |
Loans ≤ ₹50,000: None Term Loans > ₹50,000: 2% p.a. on overdue EMI until repayment + applicable taxes Overdrafts > ₹50,000: 2% p.a. on overdue/overdrawn amount until actual payment + applicable taxes |
Jalore Nagrik Sahakari Bank Ltd. (JNSB) | Co-operative Bank – Jalore, Rajasthan