{"id":2148,"date":"2025-10-06T06:21:45","date_gmt":"2025-10-06T06:21:45","guid":{"rendered":"https:\/\/jalore.bank.in\/?page_id=2148"},"modified":"2025-10-30T15:01:21","modified_gmt":"2025-10-30T15:01:21","slug":"about-dicgc","status":"publish","type":"page","link":"https:\/\/www.jalore.bank.in\/en\/about-dicgc\/","title":{"rendered":"About DICGC"},"content":{"rendered":"\t\t
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DICGC<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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DEPOSIT INSURANCE AND CREDIT GUARANTEE CORPORATION<\/span><\/p>

( Wholly owned subsidiary of the Reserve Bank of India)<\/p>

Deposit Insurance and Credit Guarantee Corporation, RBI (2nd Floor), Opp. to<\/p>

Mumbai Central Rly. Station, Mumbai \u2013 400008 Tel. No. (022) 2308-4121<\/p>

Commercial Banks: All commercial banks including branches of foreign banks functioning in India, local area banks and regional rural banks are insured by the DICGC.Cooperative Banks: All State, Central and Primary cooperative banks, also called urban cooperative banks, functioning in States \/ Union Territories which have amended the local Cooperative Societies Act empowering the Reserve Bank of India (RBI) to order the Registrar of Cooperative Societies of the State \/ Union Territory to wind up a cooperative bank or to supersede its committee of management and requiring the Registrar not to take any action regarding winding up, amalgamation or reconstruction of a co-operative bank without prior sanction in writing from the RBI are covered under the Deposit Insurance Scheme. At present all co-operative banks other than those from the State of Meghalaya and the Union Territories of Chandigarh, Lakshadweep and Dadra and Nagar Haveli are covered by the DICGC.<\/p>

Primary cooperative societies are not insured by the DICGC.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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What does the DICGC insure?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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  • The DICGC insures all deposits such as savings, fixed, current, recurring, etc. deposits except the following types of deposits<\/li>
  • Deposits of foreign Governments;<\/li>
  • Deposits of Central\/State Governments;<\/li>
  • Inter-bank deposits;<\/li>
  • Deposits of the State Land Development Banks with the State co-operative bank;<\/li>
  • Any amount due on account of and deposit received outside India<\/li>
  • Any amount, which has been specifically exempted by the corporation with the previous approval of Reserve Bank of India<\/li><\/ul><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
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    What is the maximum deposit amount insured by the DICGC?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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    Each depositor in a bank is insured upto a maximum of 5,00,000 (Rupees Five Lakh) for both principal and interest amount held by him in the same right and same capacity as on the date of liquidation\/cancellation of bank’s licence or the date on which the scheme of amalgamation\/merger\/reconstruction comes into force.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n

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      \n\t\t\t <\/ul>\n <\/div> \n","protected":false},"excerpt":{"rendered":"

      DICGC DEPOSIT INSURANCE AND CREDIT GUARANTEE CORPORATION ( Wholly owned subsidiary of the Reserve Bank of India) Deposit Insurance and […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-2148","page","type-page","status-publish","hentry"],"yoast_head":"\nAbout DICGC - Jalore Nagrik Sahakari Bank Ltd. 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