{"id":2175,"date":"2025-10-06T06:29:20","date_gmt":"2025-10-06T06:29:20","guid":{"rendered":"https:\/\/jalore.bank.in\/?page_id=2175"},"modified":"2025-10-26T14:51:20","modified_gmt":"2025-10-26T14:51:20","slug":"loan-rates","status":"publish","type":"page","link":"https:\/\/www.jalore.bank.in\/en\/loan-rates\/","title":{"rendered":"Loan Rates"},"content":{"rendered":"\t\t
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\ud83c\udfe6 Loan Rates<\/h2>\n

Effective from: 01-06-2025<\/strong><\/p>\n\n

1. Priority Sector Loans<\/h3>\n \n \n \n \n
No.<\/th>\n Description<\/th>\n Interest Rate<\/th>\n <\/tr>\n <\/thead>\n
1A.1<\/td>Cash Credit Limit (Hypothecation of Goods) \u20b91 \u2013 \u20b930,000<\/td>15.00%<\/td><\/tr>\n
1A.2<\/td>Cash Credit Limit (Hypothecation of Goods) above \u20b930,000<\/td>9.50%<\/td><\/tr>\n
1B.1<\/td>Cash Credit Limit (Mortgage of Property) \u20b91 \u2013 \u20b910 Lakh<\/td>11.60%<\/td><\/tr>\n
1B.2<\/td>Cash Credit Limit \u20b910 Lakh \u2013 \u20b920 Lakh<\/td>11.50%<\/td><\/tr>\n
1B.3<\/td>Cash Credit Limit above \u20b920 Lakh<\/td>11.40%<\/td><\/tr>\n
1B.4<\/td>MSME Cash Credit Limit \u2265 \u20b95 Lakh (Newly Approved)<\/td>9.90%<\/td><\/tr>\n
1C.1<\/td>Cash Credit Limit (OD Limit for MSME) \u20b91 \u2013 \u20b9100 Lakh<\/td>10.50%<\/td><\/tr>\n <\/tbody>\n <\/table>\n\n

2. Term Loans<\/h3>\n \n \n \n \n
No.<\/th>\n Description<\/th>\n Interest Rate<\/th>\n <\/tr>\n <\/thead>\n
2A.1<\/td>Medium Term Loan \u20b91 \u2013 \u20b930,000 (Consumer Loan)<\/td>15.00%<\/td><\/tr>\n
2B.1<\/td>Medium Term Loan MSME \u20b91+<\/td>9.90%<\/td><\/tr>\n
2C.1<\/td>Hospital Loan \u2013 Purchase of Ambulance<\/td>9.10%<\/td><\/tr>\n
2C.2<\/td>Purchase of Medical Equipment<\/td>9.50%<\/td><\/tr>\n
2C.3<\/td>Construction & Other Hospital Purposes<\/td>9.90%<\/td><\/tr>\n
2D.1<\/td>Udyam Mitra Loan \u20b93 Lakh \u2013 \u20b9500 Lakh<\/td>11.00%<\/td><\/tr>\n
2E.1<\/td>Working Capital Term Loan \u20b91+<\/td>9.90%<\/td><\/tr>\n
2F.1<\/td>Solar Loan (Personal\/Home) \u20b92 \u2013 \u20b910 Lakh<\/td>10.00%<\/td><\/tr>\n
2F.2<\/td>Solar Loan (Industrial\/Business) \u20b91 \u2013 \u20b9100 Lakh<\/td>10.25%<\/td><\/tr>\n
2G.1<\/td>Nagrik Swarojgar Loan \u20b91 \u2013 \u20b95 Lakh (Secured & Unsecured, max unsecured \u20b92 Lakh)<\/td>13.00%<\/td><\/tr>\n
2H.1<\/td>Gold Smith Plus Loan \u20b91 \u2013 \u20b910 Lakh (Secured & Unsecured, max unsecured \u20b95 Lakh)<\/td>11.00%<\/td><\/tr>\n
2I.1<\/td>Small Business OD Limit \u20b91 \u2013 \u20b95 Lakh (Unsecured)<\/td>13.00%<\/td><\/tr>\n <\/tbody>\n <\/table>\n\n

3. Housing Loans<\/h3>\n \n \n \n \n
No.<\/th>\n Description<\/th>\n Interest Rate<\/th>\n <\/tr>\n <\/thead>\n
3A.1<\/td>Residential Construction Loan \u20b91 \u2013 \u20b935 Lakh<\/td>9.50%<\/td><\/tr>\n
3A.2<\/td>Residential Construction \u20b935 \u2013 \u20b9140 Lakh<\/td>9.75%<\/td><\/tr>\n
3B<\/td>Commercial Construction \u20b91+<\/td>11.50%<\/td><\/tr>\n
3C<\/td>Social Infrastructure Construction<\/td>10.00%<\/td><\/tr>\n <\/tbody>\n <\/table>\n\n

4. Vehicle Loans<\/h3>\n \n \n \n \n
No.<\/th>\n Description<\/th>\n Interest Rate<\/th>\n <\/tr>\n <\/thead>\n
4.1<\/td>Commercial Heavy Motor Vehicle \u20b91 \u2013 \u20b925 Lakh<\/td>10.00%<\/td><\/tr>\n
4.2<\/td>Commercial Small Motor Vehicle \u20b91 \u2013 \u20b915 Lakh<\/td>10.00%<\/td><\/tr>\n
4.3<\/td>Three-Wheeler Loan \u20b91 \u2013 \u20b95 Lakh<\/td>13.00%<\/td><\/tr>\n <\/tbody>\n <\/table>\n\n

6. Non-Priority Sector Loans<\/h3>\n \n \n \n \n
No.<\/th>\n Description<\/th>\n Interest Rate<\/th>\n <\/tr>\n <\/thead>\n
6A<\/td>Personal Loan \u2013 Govt Employees \/ Insurance Agents \/ Others<\/td>13.25%<\/td><\/tr>\n
6B<\/td>Home Top-Up Loan<\/td>As per respective housing loan rate<\/td><\/tr>\n
6D<\/td>Loan Against Property (LAP-Personal) \u20b91 \u2013 \u20b915 Lakh<\/td>13.25%<\/td><\/tr>\n
6F<\/td>Professional Plus Loan \u20b91 \u2013 \u20b910 Lakh (Unsecured max \u20b95 Lakh)<\/td>11.00%<\/td><\/tr>\n <\/tbody>\n <\/table>\n\n

7. Private Vehicle Loans<\/h3>\n \n \n \n \n
No.<\/th>\n Vehicle Type \/ Criteria<\/th>\n Interest Rate<\/th>\n <\/tr>\n <\/thead>\n
7A<\/td>Personal \/ Private Car \u20b91 \u2013 \u20b915 Lakh (Credit Score 650 \u2013 700)<\/td>9.50%<\/td><\/tr>\n
7A<\/td>Credit Score 701 \u2013 750<\/td>9.25%<\/td><\/tr>\n
7A<\/td>Credit Score 751+<\/td>9.10%<\/td><\/tr>\n
7B<\/td>Two-Wheeler Loan \u20b91 \u2013 \u20b940,000<\/td>13.00%<\/td><\/tr>\n <\/tbody>\n <\/table>\n\n

\u2757 Special Notes<\/h3>\n
    \n
  • MSME & other priority sector loans \u2265 \u20b95 Lakh may get interest rebate up to 0.25%.<\/li>\n
  • Rebate applicable for: CIBIL \u2265 750, loan takeovers, female MSME entrepreneurs, minority community borrowers.<\/li>\n
  • Only one benefit can be applied at a time.<\/li>\n
  • Terms & Conditions Apply.<\/strong><\/li>\n
  • For more information, contact your nearest branch.<\/li>\n <\/ul>\n\n<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n
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      \n\t\t\t <\/ul>\n <\/div> \n","protected":false},"excerpt":{"rendered":"

      \ud83c\udfe6 Loan Rates Effective from: 01-06-2025 1. 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