{"id":2908,"date":"2025-10-24T21:27:48","date_gmt":"2025-10-24T21:27:48","guid":{"rendered":"https:\/\/jalore.bank.in\/?page_id=2908"},"modified":"2025-11-01T20:29:29","modified_gmt":"2025-11-01T20:29:29","slug":"annual-report","status":"publish","type":"page","link":"https:\/\/www.jalore.bank.in\/en\/annual-report\/","title":{"rendered":"Annual Report"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2908\" class=\"elementor elementor-2908\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4f7728cd e-flex e-con-boxed e-con e-parent\" data-id=\"4f7728cd\" data-element_type=\"container\" data-e-type=\"container\" id=\"xs_tab_9\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-621878e3 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-elementskit-simple-tab\" data-id=\"621878e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"elementskit-simple-tab.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <div class=\"elementkit-tab-wraper   elementskit-fitcontent-tab \">\n            <ul class=\"nav nav-tabs elementkit-tab-nav  elementskit_tooltip_style elementskit_tooltip_style\">\n                                    <li class=\"elementkit-nav-item elementor-repeater-item-e7fb3c4\">\n                        <a class=\"elementkit-nav-link  active show left-pos\" id=\"content-e7fb3c469f6f25c53660-tab\" data-ekit-handler-id=\"capital-and-liabilities-property-and-assets\" data-ekit-toggle=\"tab\" data-target=\"#content-e7fb3c469f6f25c53660\" href=\"#Content-e7fb3c469f6f25c53660\"\n                            data-ekit-toggle-trigger=\"click\"\n                            aria-describedby=\"Content-e7fb3c469f6f25c53660\">\n                            <span class=\"elementskit-tab-icon\"><\/span>                            <span class=\"elementskit-tab-title\">CAPITAL AND LIABILITIES \/ PROPERTY AND ASSETS<\/span>\n                        <\/a>\n                    <\/li>\n                                        <li class=\"elementkit-nav-item elementor-repeater-item-9077dfd\">\n                        <a class=\"elementkit-nav-link  left-pos\" id=\"content-9077dfd69f6f25c53660-tab\" data-ekit-handler-id=\"profit-loss-a-c\" data-ekit-toggle=\"tab\" data-target=\"#content-9077dfd69f6f25c53660\" href=\"#Content-9077dfd69f6f25c53660\"\n                            data-ekit-toggle-trigger=\"click\"\n                            aria-describedby=\"Content-9077dfd69f6f25c53660\">\n                            <span class=\"elementskit-tab-icon\"><\/span>                            <span class=\"elementskit-tab-title\">PROFIT &amp; LOSS A\/C<\/span>\n                        <\/a>\n                    <\/li>\n                                        <li class=\"elementkit-nav-item elementor-repeater-item-00f52ae\">\n                        <a class=\"elementkit-nav-link  left-pos\" id=\"content-00f52ae69f6f25c53660-tab\" data-ekit-handler-id=\"schedule\" data-ekit-toggle=\"tab\" data-target=\"#content-00f52ae69f6f25c53660\" href=\"#Content-00f52ae69f6f25c53660\"\n                            data-ekit-toggle-trigger=\"click\"\n                            aria-describedby=\"Content-00f52ae69f6f25c53660\">\n                            <span class=\"elementskit-tab-icon\"><\/span>                            <span class=\"elementskit-tab-title\">SCHEDULE<\/span>\n                        <\/a>\n                    <\/li>\n                                <\/ul>\n\n            <div class=\"tab-content elementkit-tab-content\">\n                                    <div class=\"tab-pane elementkit-tab-pane elementor-repeater-item-e7fb3c4  active show\" id=\"content-e7fb3c469f6f25c53660\" role=\"tabpanel\"\n                         aria-labelledby=\"content-e7fb3c469f6f25c53660-tab\">\n                        <div class=\"animated fadeIn\">\n                            <h1 data-start=\"186\" data-end=\"233\">JALORE NAGRIK SAHAKARI BANK LIMITED, JALORE<\/h1><p data-start=\"234\" data-end=\"285\"><strong data-start=\"234\" data-end=\"283\">Form \u2013 A: Balance Sheet as on 31st March 2025<\/strong><\/p><p data-start=\"287\" data-end=\"304\"><em data-start=\"287\" data-end=\"302\">(Amount in \u20b9)<\/em><\/p><hr data-start=\"306\" data-end=\"309\" \/><h2 data-start=\"311\" data-end=\"341\"><strong data-start=\"314\" data-end=\"341\">Capital and Liabilities<\/strong><\/h2><div class=\"_tableContainer_1rjym_1\"><div class=\"group _tableWrapper_1rjym_13 flex w-fit flex-col-reverse\" tabindex=\"-1\"><table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"343\" data-end=\"1297\"><thead data-start=\"343\" data-end=\"426\"><tr data-start=\"343\" data-end=\"426\"><th data-start=\"343\" data-end=\"357\" data-col-size=\"md\">Particulars<\/th><th data-start=\"357\" data-end=\"368\" data-col-size=\"sm\">Schedule<\/th><th data-start=\"368\" data-end=\"396\" data-col-size=\"sm\">Current Year (31.03.2025)<\/th><th data-start=\"396\" data-end=\"426\" data-col-size=\"sm\">Previous Year (31.03.2024)<\/th><\/tr><\/thead><tbody data-start=\"509\" data-end=\"1297\"><tr data-start=\"509\" data-end=\"555\"><td data-start=\"509\" data-end=\"522\" data-col-size=\"md\">1. Capital<\/td><td data-col-size=\"sm\" data-start=\"522\" data-end=\"526\">1<\/td><td data-col-size=\"sm\" data-start=\"526\" data-end=\"540\">162,567,400<\/td><td data-col-size=\"sm\" data-start=\"540\" data-end=\"555\">145,787,250<\/td><\/tr><tr data-start=\"556\" data-end=\"624\"><td data-start=\"556\" data-end=\"591\" data-col-size=\"md\">2. Reserve Fund &amp; Other Reserves<\/td><td data-col-size=\"sm\" data-start=\"591\" data-end=\"595\">2<\/td><td data-col-size=\"sm\" data-start=\"595\" data-end=\"609\">469,326,199<\/td><td data-col-size=\"sm\" data-start=\"609\" data-end=\"624\">417,230,193<\/td><\/tr><tr data-start=\"625\" data-end=\"696\"><td data-start=\"625\" data-end=\"683\" data-col-size=\"md\">3. Principal\/ Subsidiary State Partnership Fund Account<\/td><td data-col-size=\"sm\" data-start=\"683\" data-end=\"687\">&#8211;<\/td><td data-col-size=\"sm\" data-start=\"687\" data-end=\"691\">0<\/td><td data-col-size=\"sm\" data-start=\"691\" data-end=\"696\">0<\/td><\/tr><tr data-start=\"697\" data-end=\"765\"><td data-start=\"697\" data-end=\"728\" data-col-size=\"md\">4. Deposits &amp; Other Accounts<\/td><td data-col-size=\"sm\" data-start=\"728\" data-end=\"732\">3<\/td><td data-col-size=\"sm\" data-start=\"732\" data-end=\"748\">4,506,299,296<\/td><td data-col-size=\"sm\" data-start=\"748\" data-end=\"765\">3,745,511,083<\/td><\/tr><tr data-start=\"766\" data-end=\"795\"><td data-start=\"766\" data-end=\"782\" data-col-size=\"md\">5. Borrowings<\/td><td data-col-size=\"sm\" data-start=\"782\" data-end=\"786\">4<\/td><td data-col-size=\"sm\" data-start=\"786\" data-end=\"790\">0<\/td><td data-col-size=\"sm\" data-start=\"790\" data-end=\"795\">0<\/td><\/tr><tr data-start=\"796\" data-end=\"862\"><td data-start=\"796\" data-end=\"849\" data-col-size=\"md\">6. Bills for Collection (Receivable as per Contra)<\/td><td data-col-size=\"sm\" data-start=\"849\" data-end=\"853\">&#8211;<\/td><td data-col-size=\"sm\" data-start=\"853\" data-end=\"857\">0<\/td><td data-col-size=\"sm\" data-start=\"857\" data-end=\"862\">0<\/td><\/tr><tr data-start=\"863\" data-end=\"999\"><td data-start=\"863\" data-end=\"932\" data-col-size=\"md\">7. Other Liabilities <br \/><em data-start=\"891\" data-end=\"931\">of which: Interest Payable on Deposits<\/em><\/td><td data-col-size=\"sm\" data-start=\"932\" data-end=\"936\">5<\/td><td data-col-size=\"sm\" data-start=\"936\" data-end=\"967\">228,032,167 <br \/>194,287,996<\/td><td data-col-size=\"sm\" data-start=\"967\" data-end=\"999\">184,029,216 <br \/>160,309,576<\/td><\/tr><tr data-start=\"1000\" data-end=\"1037\"><td data-start=\"1000\" data-end=\"1024\" data-col-size=\"md\">8. Branch Adjustments<\/td><td data-col-size=\"sm\" data-start=\"1024\" data-end=\"1028\">&#8211;<\/td><td data-col-size=\"sm\" data-start=\"1028\" data-end=\"1032\">0<\/td><td data-col-size=\"sm\" data-start=\"1032\" data-end=\"1037\">0<\/td><\/tr><tr data-start=\"1038\" data-end=\"1187\"><td data-start=\"1038\" data-end=\"1124\" data-col-size=\"md\">9. Provisions <br \/><em data-start=\"1059\" data-end=\"1123\">of which: Overdue Interest on Loans &amp; Advances (As per Contra)<\/em><\/td><td data-col-size=\"sm\" data-start=\"1124\" data-end=\"1128\">6<\/td><td data-col-size=\"sm\" data-start=\"1128\" data-end=\"1157\">132,630,928 <br \/>9,990,568<\/td><td data-col-size=\"sm\" data-start=\"1157\" data-end=\"1187\">121,005,073 <br \/>8,612,455<\/td><\/tr><tr data-start=\"1188\" data-end=\"1239\"><td data-start=\"1188\" data-end=\"1208\" data-col-size=\"md\">10. Profit &amp; Loss<\/td><td data-col-size=\"sm\" data-start=\"1208\" data-end=\"1212\">7<\/td><td data-col-size=\"sm\" data-start=\"1212\" data-end=\"1225\">67,624,208<\/td><td data-col-size=\"sm\" data-start=\"1225\" data-end=\"1239\">65,660,006<\/td><\/tr><tr data-start=\"1240\" data-end=\"1297\"><td data-start=\"1240\" data-end=\"1252\" data-col-size=\"md\"><strong data-start=\"1242\" data-end=\"1251\">Total<\/strong><\/td><td data-col-size=\"sm\" data-start=\"1252\" data-end=\"1256\">&#8211;<\/td><td data-col-size=\"sm\" data-start=\"1256\" data-end=\"1276\"><strong data-start=\"1258\" data-end=\"1275\">5,566,480,198<\/strong><\/td><td data-col-size=\"sm\" data-start=\"1276\" data-end=\"1297\"><strong data-start=\"1278\" data-end=\"1295\">4,679,222,821<\/strong><\/td><\/tr><\/tbody><\/table><\/div><\/div><h3 data-start=\"1299\" data-end=\"1329\"><strong data-start=\"1303\" data-end=\"1329\">Contingent Liabilities<\/strong><\/h3><div class=\"_tableContainer_1rjym_1\"><div class=\"group _tableWrapper_1rjym_13 flex w-fit flex-col-reverse\" tabindex=\"-1\"><table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"1330\" data-end=\"1516\"><thead data-start=\"1330\" data-end=\"1358\"><tr data-start=\"1330\" data-end=\"1358\"><th data-start=\"1330\" data-end=\"1344\" data-col-size=\"sm\">Particulars<\/th><th data-start=\"1344\" data-end=\"1358\" data-col-size=\"sm\">Amount (\u20b9)<\/th><\/tr><\/thead><tbody data-start=\"1387\" data-end=\"1516\"><tr data-start=\"1387\" data-end=\"1415\"><td data-start=\"1387\" data-end=\"1405\" data-col-size=\"sm\">Bank Guarantees<\/td><td data-start=\"1405\" data-end=\"1415\" data-col-size=\"sm\">25,000<\/td><\/tr><tr data-start=\"1416\" data-end=\"1469\"><td data-start=\"1416\" data-end=\"1455\" data-col-size=\"sm\">Depositor Education &amp; Awareness Fund<\/td><td data-col-size=\"sm\" data-start=\"1455\" data-end=\"1469\">47,990,138<\/td><\/tr><tr data-start=\"1470\" data-end=\"1516\"><td data-start=\"1470\" data-end=\"1503\" data-col-size=\"sm\">Others: Arrear Charges Payable<\/td><td data-col-size=\"sm\" data-start=\"1503\" data-end=\"1516\">1,537,922<\/td><\/tr><\/tbody><\/table><\/div><\/div><hr data-start=\"1518\" data-end=\"1521\" \/><h2 data-start=\"1523\" data-end=\"1549\"><strong data-start=\"1526\" data-end=\"1549\">Property and Assets<\/strong><\/h2><div class=\"_tableContainer_1rjym_1\"><div class=\"group _tableWrapper_1rjym_13 flex w-fit flex-col-reverse\" tabindex=\"-1\"><table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"1551\" data-end=\"2621\"><thead data-start=\"1551\" data-end=\"1634\"><tr data-start=\"1551\" data-end=\"1634\"><th data-start=\"1551\" data-end=\"1565\" data-col-size=\"lg\">Particulars<\/th><th data-start=\"1565\" data-end=\"1576\" data-col-size=\"sm\">Schedule<\/th><th data-start=\"1576\" data-end=\"1604\" data-col-size=\"md\">Current Year (31.03.2025)<\/th><th data-start=\"1604\" data-end=\"1634\" data-col-size=\"md\">Previous Year (31.03.2024)<\/th><\/tr><\/thead><tbody data-start=\"1717\" data-end=\"2621\"><tr data-start=\"1717\" data-end=\"1781\"><td data-start=\"1717\" data-end=\"1746\" data-col-size=\"lg\">1. Cash &amp; Cash Equivalents<\/td><td data-start=\"1746\" data-end=\"1752\" data-col-size=\"sm\">8.1<\/td><td data-start=\"1752\" data-end=\"1766\" data-col-size=\"md\">262,027,736<\/td><td data-start=\"1766\" data-end=\"1781\" data-col-size=\"md\">216,990,744<\/td><\/tr><tr data-start=\"1782\" data-end=\"1848\"><td data-start=\"1782\" data-end=\"1813\" data-col-size=\"lg\">2. Balances with Other Banks<\/td><td data-start=\"1813\" data-end=\"1819\" data-col-size=\"sm\">8.2<\/td><td data-start=\"1819\" data-end=\"1833\" data-col-size=\"md\">567,655,405<\/td><td data-start=\"1833\" data-end=\"1848\" data-col-size=\"md\">462,276,856<\/td><\/tr><tr data-start=\"1849\" data-end=\"1898\"><td data-start=\"1849\" data-end=\"1885\" data-col-size=\"lg\">3. Money at Call and Short Notice<\/td><td data-start=\"1885\" data-end=\"1889\" data-col-size=\"sm\">&#8211;<\/td><td data-start=\"1889\" data-end=\"1893\" data-col-size=\"md\">0<\/td><td data-start=\"1893\" data-end=\"1898\" data-col-size=\"md\">0<\/td><\/tr><tr data-start=\"1899\" data-end=\"1953\"><td data-start=\"1899\" data-end=\"1916\" data-col-size=\"lg\">4. Investments<\/td><td data-start=\"1916\" data-end=\"1920\" data-col-size=\"sm\">9<\/td><td data-start=\"1920\" data-end=\"1936\" data-col-size=\"md\">1,514,874,349<\/td><td data-start=\"1936\" data-end=\"1953\" data-col-size=\"md\">1,336,097,419<\/td><\/tr><tr data-start=\"1954\" data-end=\"2044\"><td data-start=\"1954\" data-end=\"2031\" data-col-size=\"lg\">5. Investments out of Principal\/ Subsidiary State Partnership Fund Account<\/td><td data-start=\"2031\" data-end=\"2035\" data-col-size=\"sm\">&#8211;<\/td><td data-start=\"2035\" data-end=\"2039\" data-col-size=\"md\">0<\/td><td data-start=\"2039\" data-end=\"2044\" data-col-size=\"md\">0<\/td><\/tr><tr data-start=\"2045\" data-end=\"2097\"><td data-start=\"2045\" data-end=\"2059\" data-col-size=\"lg\">6. Advances<\/td><td data-start=\"2059\" data-end=\"2064\" data-col-size=\"sm\">10<\/td><td data-start=\"2064\" data-end=\"2080\" data-col-size=\"md\">3,020,660,347<\/td><td data-start=\"2080\" data-end=\"2097\" data-col-size=\"md\">2,511,214,703<\/td><\/tr><tr data-start=\"2098\" data-end=\"2369\"><td data-start=\"2098\" data-end=\"2245\" data-col-size=\"lg\">7. Interest Receivable <br \/>i. On Investments <br \/>ii. On Loans &amp; Advances (Standard) <br \/>iii. On Loans &amp; Advances (Overdue Interest &amp; Charges)<\/td><td data-start=\"2245\" data-end=\"2250\" data-col-size=\"sm\">11<\/td><td data-start=\"2250\" data-end=\"2309\" data-col-size=\"md\">64,073,528 <br \/>45,855,339 <br \/>8,227,621 <br \/>9,990,568<\/td><td data-start=\"2309\" data-end=\"2369\" data-col-size=\"md\">52,066,096 <br \/>35,111,674 <br \/>8,341,967 <br \/>8,612,455<\/td><\/tr><tr data-start=\"2370\" data-end=\"2421\"><td data-start=\"2370\" data-end=\"2408\" data-col-size=\"lg\">8. Bills Receivable (as per Contra)<\/td><td data-start=\"2408\" data-end=\"2412\" data-col-size=\"sm\">&#8211;<\/td><td data-start=\"2412\" data-end=\"2416\" data-col-size=\"md\">0<\/td><td data-start=\"2416\" data-end=\"2421\" data-col-size=\"md\">0<\/td><\/tr><tr data-start=\"2422\" data-end=\"2459\"><td data-start=\"2422\" data-end=\"2446\" data-col-size=\"lg\">9. Branch Adjustments<\/td><td data-start=\"2446\" data-end=\"2450\" data-col-size=\"sm\">&#8211;<\/td><td data-start=\"2450\" data-end=\"2454\" data-col-size=\"md\">0<\/td><td data-start=\"2454\" data-end=\"2459\" data-col-size=\"md\">0<\/td><\/tr><tr data-start=\"2460\" data-end=\"2511\"><td data-start=\"2460\" data-end=\"2479\" data-col-size=\"lg\">10. Fixed Assets<\/td><td data-start=\"2479\" data-end=\"2484\" data-col-size=\"sm\">12<\/td><td data-start=\"2484\" data-end=\"2497\" data-col-size=\"md\">82,165,164<\/td><td data-start=\"2497\" data-end=\"2511\" data-col-size=\"md\">54,536,482<\/td><\/tr><tr data-start=\"2512\" data-end=\"2563\"><td data-start=\"2512\" data-end=\"2531\" data-col-size=\"lg\">11. Other Assets<\/td><td data-start=\"2531\" data-end=\"2536\" data-col-size=\"sm\">13<\/td><td data-start=\"2536\" data-end=\"2549\" data-col-size=\"md\">55,023,669<\/td><td data-start=\"2549\" data-end=\"2563\" data-col-size=\"md\">46,040,521<\/td><\/tr><tr data-start=\"2564\" data-end=\"2621\"><td data-start=\"2564\" data-end=\"2576\" data-col-size=\"lg\"><strong data-start=\"2566\" data-end=\"2575\">Total<\/strong><\/td><td data-start=\"2576\" data-end=\"2580\" data-col-size=\"sm\">&#8211;<\/td><td data-start=\"2580\" data-end=\"2600\" data-col-size=\"md\"><strong data-start=\"2582\" data-end=\"2599\">5,566,480,198<\/strong><\/td><td data-start=\"2600\" data-end=\"2621\" data-col-size=\"md\"><strong data-start=\"2602\" data-end=\"2619\">4,679,222,821<\/strong><\/td><\/tr><\/tbody><\/table><\/div><\/div><hr data-start=\"2623\" data-end=\"2626\" \/><p data-start=\"2628\" data-end=\"2651\">\u2705 <strong data-start=\"2630\" data-end=\"2649\">Key Highlights:<\/strong><\/p><ul data-start=\"2652\" data-end=\"3127\"><li data-start=\"2652\" data-end=\"2775\"><p data-start=\"2654\" data-end=\"2775\">Total Capital &amp; Liabilities have grown from \u20b94,679 Crores to \u20b95,566 Crores, reflecting a strong growth of over 18% YoY.<\/p><\/li><li data-start=\"2776\" data-end=\"2867\"><p data-start=\"2778\" data-end=\"2867\">Deposits increased significantly to \u20b94,506 Crores, indicating increased customer trust.<\/p><\/li><li data-start=\"2868\" data-end=\"2949\"><p data-start=\"2870\" data-end=\"2949\">Advances increased to \u20b93,020 Crores, showcasing active lending and expansion.<\/p><\/li><li data-start=\"2950\" data-end=\"3038\"><p data-start=\"2952\" data-end=\"3038\">Investments have grown to \u20b91,514 Crores, ensuring liquidity and financial stability.<\/p><\/li><li data-start=\"3039\" data-end=\"3127\"><p data-start=\"3041\" data-end=\"3127\">Fixed Assets increased to \u20b982 Crores, reflecting bank\u2019s expansion in infrastructure.<\/p><\/li><\/ul>                        <\/div>\n                    <\/div>\n                                    <div class=\"tab-pane elementkit-tab-pane elementor-repeater-item-9077dfd \" id=\"content-9077dfd69f6f25c53660\" role=\"tabpanel\"\n                         aria-labelledby=\"content-9077dfd69f6f25c53660-tab\">\n                        <div class=\"animated fadeIn\">\n                            <h1 data-start=\"210\" data-end=\"261\"><strong data-start=\"212\" data-end=\"259\">JALORE NAGRIK SAHAKARI BANK LIMITED, JALORE<\/strong><\/h1><p data-start=\"262\" data-end=\"334\"><strong data-start=\"262\" data-end=\"332\">Form \u2013 B: Profit &amp; Loss Account for the Year Ended 31st March 2025<\/strong><\/p><p data-start=\"336\" data-end=\"353\"><em data-start=\"336\" data-end=\"351\">(Amount in \u20b9)<\/em><\/p><hr data-start=\"355\" data-end=\"358\" \/><h2 data-start=\"360\" data-end=\"376\"><strong data-start=\"363\" data-end=\"376\">I. Income<\/strong><\/h2><div class=\"_tableContainer_1rjym_1\"><div class=\"group _tableWrapper_1rjym_13 flex w-fit flex-col-reverse\" tabindex=\"-1\"><table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"378\" data-end=\"958\"><thead data-start=\"378\" data-end=\"461\"><tr data-start=\"378\" data-end=\"461\"><th data-start=\"378\" data-end=\"392\" data-col-size=\"md\">Particulars<\/th><th data-start=\"392\" data-end=\"403\" data-col-size=\"sm\">Schedule<\/th><th data-start=\"403\" data-end=\"431\" data-col-size=\"sm\">Current Year (31.03.2025)<\/th><th data-start=\"431\" data-end=\"461\" data-col-size=\"sm\">Previous Year (31.03.2024)<\/th><\/tr><\/thead><tbody data-start=\"544\" data-end=\"958\"><tr data-start=\"544\" data-end=\"603\"><td data-start=\"544\" data-end=\"569\" data-col-size=\"md\">1. Interest &amp; Discount<\/td><td data-col-size=\"sm\" data-start=\"569\" data-end=\"574\">15<\/td><td data-col-size=\"sm\" data-start=\"574\" data-end=\"588\">440,587,709<\/td><td data-col-size=\"sm\" data-start=\"588\" data-end=\"603\">379,994,424<\/td><\/tr><tr data-start=\"604\" data-end=\"654\"><td data-start=\"604\" data-end=\"622\" data-col-size=\"md\">2. Other Income<\/td><td data-col-size=\"sm\" data-start=\"622\" data-end=\"627\">16<\/td><td data-col-size=\"sm\" data-start=\"627\" data-end=\"640\">23,418,076<\/td><td data-col-size=\"sm\" data-start=\"640\" data-end=\"654\">14,239,705<\/td><\/tr><tr data-start=\"655\" data-end=\"702\"><td data-start=\"655\" data-end=\"673\" data-col-size=\"md\">&#8211; a. Commission<\/td><td data-col-size=\"sm\" data-start=\"673\" data-end=\"677\">&#8211;<\/td><td data-col-size=\"sm\" data-start=\"677\" data-end=\"689\">6,754,387<\/td><td data-col-size=\"sm\" data-start=\"689\" data-end=\"702\">4,859,372<\/td><\/tr><tr data-start=\"703\" data-end=\"765\"><td data-start=\"703\" data-end=\"741\" data-col-size=\"md\">&#8211; b. Profit on Sale of Fixed Assets<\/td><td data-col-size=\"sm\" data-start=\"741\" data-end=\"745\">&#8211;<\/td><td data-col-size=\"sm\" data-start=\"745\" data-end=\"754\">92,467<\/td><td data-col-size=\"sm\" data-start=\"754\" data-end=\"765\">131,456<\/td><\/tr><tr data-start=\"766\" data-end=\"838\"><td data-start=\"766\" data-end=\"817\" data-col-size=\"md\">&#8211; c. Profit on Sale\/Maturity of Govt. Securities<\/td><td data-col-size=\"sm\" data-start=\"817\" data-end=\"821\">&#8211;<\/td><td data-col-size=\"sm\" data-start=\"821\" data-end=\"833\">5,591,400<\/td><td data-col-size=\"sm\" data-start=\"833\" data-end=\"838\">0<\/td><\/tr><tr data-start=\"839\" data-end=\"897\"><td data-start=\"839\" data-end=\"867\" data-col-size=\"md\">&#8211; d. Miscellaneous Income<\/td><td data-col-size=\"sm\" data-start=\"867\" data-end=\"871\">&#8211;<\/td><td data-col-size=\"sm\" data-start=\"871\" data-end=\"884\">10,979,822<\/td><td data-col-size=\"sm\" data-start=\"884\" data-end=\"897\">9,248,877<\/td><\/tr><tr data-start=\"898\" data-end=\"958\"><td data-start=\"898\" data-end=\"917\" data-col-size=\"md\"><strong data-start=\"900\" data-end=\"916\">Total Income<\/strong><\/td><td data-col-size=\"sm\" data-start=\"917\" data-end=\"921\">&#8211;<\/td><td data-col-size=\"sm\" data-start=\"921\" data-end=\"939\"><strong data-start=\"923\" data-end=\"938\">464,005,785<\/strong><\/td><td data-col-size=\"sm\" data-start=\"939\" data-end=\"958\"><strong data-start=\"941\" data-end=\"956\">394,234,129<\/strong><\/td><\/tr><\/tbody><\/table><\/div><\/div><hr data-start=\"960\" data-end=\"963\" \/><h2 data-start=\"965\" data-end=\"987\"><strong data-start=\"968\" data-end=\"987\">II. Expenditure<\/strong><\/h2><div class=\"_tableContainer_1rjym_1\"><div class=\"group _tableWrapper_1rjym_13 flex w-fit flex-col-reverse\" tabindex=\"-1\"><table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"989\" data-end=\"1424\"><thead data-start=\"989\" data-end=\"1072\"><tr data-start=\"989\" data-end=\"1072\"><th data-start=\"989\" data-end=\"1003\" data-col-size=\"md\">Particulars<\/th><th data-start=\"1003\" data-end=\"1014\" data-col-size=\"sm\">Schedule<\/th><th data-start=\"1014\" data-end=\"1042\" data-col-size=\"sm\">Current Year (31.03.2025)<\/th><th data-start=\"1042\" data-end=\"1072\" data-col-size=\"sm\">Previous Year (31.03.2024)<\/th><\/tr><\/thead><tbody data-start=\"1155\" data-end=\"1424\"><tr data-start=\"1155\" data-end=\"1233\"><td data-start=\"1155\" data-end=\"1199\" data-col-size=\"md\">1. Interest on Deposits, Borrowings, etc.<\/td><td data-col-size=\"sm\" data-start=\"1199\" data-end=\"1204\">17<\/td><td data-col-size=\"sm\" data-start=\"1204\" data-end=\"1218\">253,229,098<\/td><td data-col-size=\"sm\" data-start=\"1218\" data-end=\"1233\">196,360,142<\/td><\/tr><tr data-start=\"1234\" data-end=\"1294\"><td data-start=\"1234\" data-end=\"1261\" data-col-size=\"md\">2. Operating Expenditure<\/td><td data-col-size=\"sm\" data-start=\"1261\" data-end=\"1266\">18<\/td><td data-col-size=\"sm\" data-start=\"1266\" data-end=\"1280\">110,376,011<\/td><td data-col-size=\"sm\" data-start=\"1280\" data-end=\"1294\">97,490,665<\/td><\/tr><tr data-start=\"1295\" data-end=\"1358\"><td data-start=\"1295\" data-end=\"1326\" data-col-size=\"md\">3. Provision &amp; Contingencies<\/td><td data-col-size=\"sm\" data-start=\"1326\" data-end=\"1331\">19<\/td><td data-col-size=\"sm\" data-start=\"1331\" data-end=\"1344\">11,295,404<\/td><td data-col-size=\"sm\" data-start=\"1344\" data-end=\"1358\">11,943,200<\/td><\/tr><tr data-start=\"1359\" data-end=\"1424\"><td data-start=\"1359\" data-end=\"1383\" data-col-size=\"md\"><strong data-start=\"1361\" data-end=\"1382\">Total Expenditure<\/strong><\/td><td data-col-size=\"sm\" data-start=\"1383\" data-end=\"1387\">&#8211;<\/td><td data-col-size=\"sm\" data-start=\"1387\" data-end=\"1405\"><strong data-start=\"1389\" data-end=\"1404\">374,900,513<\/strong><\/td><td data-col-size=\"sm\" data-start=\"1405\" data-end=\"1424\"><strong data-start=\"1407\" data-end=\"1422\">305,794,007<\/strong><\/td><\/tr><\/tbody><\/table><\/div><\/div><hr data-start=\"1426\" data-end=\"1429\" \/><h2 data-start=\"1431\" data-end=\"1456\"><strong data-start=\"1434\" data-end=\"1456\">III. Profit \/ Loss<\/strong><\/h2><div class=\"_tableContainer_1rjym_1\"><div class=\"group _tableWrapper_1rjym_13 flex w-fit flex-col-reverse\" tabindex=\"-1\"><table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"1458\" data-end=\"1954\"><thead data-start=\"1458\" data-end=\"1530\"><tr data-start=\"1458\" data-end=\"1530\"><th data-start=\"1458\" data-end=\"1472\" data-col-size=\"sm\">Particulars<\/th><th data-start=\"1472\" data-end=\"1500\" data-col-size=\"sm\">Current Year (31.03.2025)<\/th><th data-start=\"1500\" data-end=\"1530\" data-col-size=\"sm\">Previous Year (31.03.2024)<\/th><\/tr><\/thead><tbody data-start=\"1602\" data-end=\"1954\"><tr data-start=\"1602\" data-end=\"1660\"><td data-start=\"1602\" data-end=\"1633\" data-col-size=\"sm\">1. Gross Profit for the Year<\/td><td data-col-size=\"sm\" data-start=\"1633\" data-end=\"1646\">89,105,272<\/td><td data-col-size=\"sm\" data-start=\"1646\" data-end=\"1660\">88,440,122<\/td><\/tr><tr data-start=\"1661\" data-end=\"1712\"><td data-start=\"1661\" data-end=\"1691\" data-col-size=\"sm\">2. Deferred Tax Liabilities<\/td><td data-col-size=\"sm\" data-start=\"1691\" data-end=\"1701\">421,564<\/td><td data-col-size=\"sm\" data-start=\"1701\" data-end=\"1712\">465,608<\/td><\/tr><tr data-start=\"1713\" data-end=\"1766\"><td data-start=\"1713\" data-end=\"1739\" data-col-size=\"sm\">3. Income Tax on Profit<\/td><td data-col-size=\"sm\" data-start=\"1739\" data-end=\"1752\">21,059,500<\/td><td data-col-size=\"sm\" data-start=\"1752\" data-end=\"1766\">22,314,508<\/td><\/tr><tr data-start=\"1767\" data-end=\"1831\"><td data-start=\"1767\" data-end=\"1804\" data-col-size=\"sm\">4. Net Profit for the Year (1\u20132\u20133)<\/td><td data-col-size=\"sm\" data-start=\"1804\" data-end=\"1817\">67,624,208<\/td><td data-col-size=\"sm\" data-start=\"1817\" data-end=\"1831\">65,660,006<\/td><\/tr><tr data-start=\"1832\" data-end=\"1876\"><td data-start=\"1832\" data-end=\"1867\" data-col-size=\"sm\">5. Profit \/ Loss Brought Forward<\/td><td data-col-size=\"sm\" data-start=\"1867\" data-end=\"1871\">0<\/td><td data-col-size=\"sm\" data-start=\"1871\" data-end=\"1876\">0<\/td><\/tr><tr data-start=\"1877\" data-end=\"1954\"><td data-start=\"1877\" data-end=\"1919\" data-col-size=\"sm\"><strong data-start=\"1879\" data-end=\"1918\">Net Profit Carried to Balance Sheet<\/strong><\/td><td data-col-size=\"sm\" data-start=\"1919\" data-end=\"1936\"><strong data-start=\"1921\" data-end=\"1935\">67,624,208<\/strong><\/td><td data-col-size=\"sm\" data-start=\"1936\" data-end=\"1954\"><strong data-start=\"1938\" data-end=\"1952\">65,660,006<\/strong><\/td><\/tr><\/tbody><\/table><\/div><\/div><hr data-start=\"1956\" data-end=\"1959\" \/><h3 data-start=\"1961\" data-end=\"1984\"><strong data-start=\"1965\" data-end=\"1984\">Key Highlights:<\/strong><\/h3><ul data-start=\"1985\" data-end=\"2386\"><li data-start=\"1985\" data-end=\"2074\"><p data-start=\"1987\" data-end=\"2074\"><strong data-start=\"1987\" data-end=\"2001\">Net Profit<\/strong> increased to \u20b967.62 Crores, reflecting strong operational performance.<\/p><\/li><li data-start=\"2075\" data-end=\"2175\"><p data-start=\"2077\" data-end=\"2175\"><strong data-start=\"2077\" data-end=\"2107\">Interest &amp; Discount Income<\/strong> grew by over 15%, showing healthy lending and financial activity.<\/p><\/li><li data-start=\"2176\" data-end=\"2282\"><p data-start=\"2178\" data-end=\"2282\"><strong data-start=\"2178\" data-end=\"2194\">Other Income<\/strong> rose significantly to \u20b923.42 Crores, driven by commissions and gains from securities.<\/p><\/li><li data-start=\"2283\" data-end=\"2386\"><p data-start=\"2285\" data-end=\"2386\"><strong data-start=\"2285\" data-end=\"2306\">Total Expenditure<\/strong> increased to \u20b9374.90 Crores, consistent with the bank\u2019s expanding operations.<\/p><\/li><\/ul>                        <\/div>\n                    <\/div>\n                                    <div class=\"tab-pane elementkit-tab-pane elementor-repeater-item-00f52ae \" id=\"content-00f52ae69f6f25c53660\" role=\"tabpanel\"\n                         aria-labelledby=\"content-00f52ae69f6f25c53660-tab\">\n                        <div class=\"animated fadeIn\">\n                            <div><p>JALORE NAGRIK SAHAKARI BANK LIMITED, JALORE<\/p><p>Near Haridev Joshi Circle, Head Office \u2013 Jalore (Rajasthan)<\/p><p><strong>Schedules forming part of Accounts For the year ended March 31, 2025<\/strong><\/p><p><strong>Schedule 1 \u2013 CAPITAL<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><\/div><div class=\"dvAnnexure\"><div>(Amount In \u20b9)<\/div><table><tbody><tr><td width=\"293\"><p><strong>Particulars<\/strong><\/p><\/td><td width=\"132\"><p><strong>As on 31.3.2025 (current year)<\/strong><\/p><\/td><td width=\"138\"><p><strong>As on 31.3.2024 (previous year)<\/strong><\/p><\/td><\/tr><tr><td width=\"293\"><p><strong>Authorised Capital<\/strong><\/p><p>(20,00,000 Shares of Rs 100\/- each)<\/p><p>(Previous Year 20,00,000 Shares)<\/p><\/td><td width=\"132\"><p>20,00,00,000<\/p><\/td><td width=\"138\"><p>20,00,00,000<\/p><\/td><\/tr><tr><td width=\"293\"><p><strong>Issued Capital<\/strong><\/p><p>(16,25,674 Shares of Rs 100\/- each)<\/p><p>(Previous Year 14,57,872 Shares)<\/p><\/td><td width=\"132\"><p>16,25,67,400<\/p><\/td><td width=\"138\"><p>14,57,87,250<\/p><\/td><\/tr><tr><td width=\"293\"><p><strong>Subscribed Capital<\/strong><\/p><p>(16,25,674 Shares of Rs 100\/- each)<\/p><p>(Previous Year 14,57,872 Shares)<\/p><\/td><td width=\"132\"><p>16,25,67,400<\/p><\/td><td width=\"138\"><p>14,57,87,250<\/p><\/td><\/tr><tr><td width=\"293\"><p><strong>Called-up Capital<\/strong><\/p><p>(16,25,674 Shares of Rs 100\/- each)<\/p><p>(Previous Year 14,57,872 Shares)<\/p><\/td><td width=\"132\"><p>16,25,67,400<\/p><\/td><td width=\"138\"><p>14,57,87,250<\/p><\/td><\/tr><tr><td width=\"293\"><p><strong>Less : Calls Unpaid<\/strong><\/p><p>( &#8212;&#8212; Shares of Rs &#8212;&#8211; each)<\/p><\/td><td width=\"132\"><p>0<\/p><\/td><td width=\"138\"><p>0<\/p><\/td><\/tr><tr><td width=\"293\"><p><strong>Add: Forfeited shares<\/strong><\/p><p>( &#8212;&#8212; Shares of Rs &#8212;&#8211; each)<\/p><\/td><td width=\"132\"><p>0<\/p><\/td><td width=\"138\"><p>0<\/p><\/td><\/tr><tr><td width=\"293\"><p><strong>Total<\/strong><\/p><\/td><td width=\"132\"><p><strong>16,25,67,400<\/strong><\/p><\/td><td width=\"138\"><p><strong>14,57,87,250<\/strong><\/p><\/td><\/tr><\/tbody><\/table><p><strong>\u00a0<\/strong><\/p><p><strong>Schedule 2 \u2013 RESERVE FUND &amp; OTHER RESERVES<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><div>(Amount In \u20b9)<\/div><table><tbody><tr><td width=\"293\"><p><strong>Particulars<\/strong><\/p><\/td><td width=\"132\"><p><strong>As on 31.3.2025 (current year)<\/strong><\/p><\/td><td width=\"138\"><p><strong>As on 31.3.2024 (previous year)<\/strong><\/p><\/td><\/tr><tr><td width=\"293\"><p>I)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Statutory Reserve<\/p><\/td><td width=\"132\"><p>16,81,52,731<\/p><\/td><td width=\"138\"><p>15,17,37,729<\/p><\/td><\/tr><tr><td width=\"293\"><p>II)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Building Fund<\/p><\/td><td width=\"132\"><p>6,19,22,595<\/p><\/td><td width=\"138\"><p>5,19,22,595<\/p><\/td><\/tr><tr><td width=\"293\"><p>III)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Bad &amp; Doubtful Debt Reserve<\/p><\/td><td width=\"132\"><p>4,40,81,329<\/p><\/td><td width=\"138\"><p>4,40,81,329<\/p><\/td><\/tr><tr><td width=\"293\"><p>IV)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Other Fund &amp; Reserve<\/p><\/td><td width=\"132\">\u00a0<\/td><td width=\"138\">\u00a0<\/td><\/tr><tr><td width=\"293\"><p>a)\u00a0\u00a0\u00a0 General Reserve<\/p><\/td><td width=\"132\"><p>14,42,59,335<\/p><\/td><td width=\"138\"><p>12,69,42,131<\/p><\/td><\/tr><tr><td width=\"293\"><p>b)\u00a0\u00a0\u00a0 Dividend Equalization Fund<\/p><\/td><td width=\"132\"><p>0<\/p><\/td><td width=\"138\"><p>0<\/p><\/td><\/tr><tr><td width=\"293\"><p>c)\u00a0\u00a0\u00a0\u00a0 Investment Fluctuation Reserve<\/p><\/td><td width=\"132\"><p>4,09,56,400<\/p><\/td><td width=\"138\"><p>3,59,56,400<\/p><\/td><\/tr><tr><td width=\"293\"><p>d)\u00a0\u00a0\u00a0 Charity Fund<\/p><\/td><td width=\"132\"><p>7,70,500<\/p><\/td><td width=\"138\"><p>5,70,500<\/p><\/td><\/tr><tr><td width=\"293\"><p>e)\u00a0\u00a0\u00a0 Staff Welfare Fund<\/p><\/td><td width=\"132\"><p>17,83,309<\/p><\/td><td width=\"138\"><p>14,19,509<\/p><\/td><\/tr><tr><td width=\"293\"><p>f)\u00a0\u00a0\u00a0\u00a0\u00a0 Members Welfare Fund<\/p><\/td><td width=\"132\"><p>9,00,000<\/p><\/td><td width=\"138\"><p>6,00,000<\/p><\/td><\/tr><tr><td width=\"293\"><p>g)\u00a0\u00a0\u00a0 Co-operative Education Fund<\/p><\/td><td width=\"132\"><p>0<\/p><\/td><td width=\"138\"><p>0<\/p><\/td><\/tr><tr><td width=\"293\"><p>h)\u00a0\u00a0\u00a0 Director Awareness &amp; Education Fund<\/p><\/td><td width=\"132\"><p>0<\/p><\/td><td width=\"138\"><p>0<\/p><\/td><\/tr><tr><td width=\"293\"><p>i)\u00a0\u00a0\u00a0\u00a0\u00a0 Cyber Security &amp; I.T. Fund<\/p><\/td><td width=\"132\"><p>65,00,000<\/p><\/td><td width=\"138\"><p>40,00,000<\/p><\/td><\/tr><tr><td width=\"293\"><p><strong>Total<\/strong><\/p><\/td><td width=\"132\"><p><strong>46,93,26,199<\/strong><\/p><\/td><td width=\"138\"><p><strong>41,72,30,193<\/strong><\/p><\/td><\/tr><\/tbody><\/table><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>Schedule 3 \u2013 DEPOSITS &amp; OTHER ACCOUNTS<\/strong><\/p><div>(Amount In \u20b9)<\/div><table><tbody><tr><td width=\"293\"><p><strong>Particulafrs<\/strong><\/p><\/td><td width=\"132\"><p><strong>As on 31.3.2025 (current year)<\/strong><\/p><\/td><td width=\"138\"><p><strong>As on 31.3.2024 (previous year)<\/strong><\/p><\/td><\/tr><tr><td width=\"293\"><p>I)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<strong>Fixed Deposits :<\/strong><\/p><\/td><td width=\"132\">\u00a0<\/td><td width=\"138\">\u00a0<\/td><\/tr><tr><td width=\"293\"><p>a)\u00a0\u00a0\u00a0 Individuals &amp; Others<\/p><\/td><td width=\"132\"><p>295,20,90,214<\/p><\/td><td width=\"138\"><p>240,85,53,106<\/p><\/td><\/tr><tr><td width=\"293\"><p>b)\u00a0\u00a0\u00a0 Other Societies<\/p><\/td><td width=\"132\"><p>18,62,92,278<\/p><\/td><td width=\"138\"><p>14,69,39,954<\/p><\/td><\/tr><tr><td width=\"293\"><p><strong>Total (I)<\/strong><\/p><\/td><td width=\"132\"><p><strong>313,83,82,492<\/strong><\/p><\/td><td width=\"138\"><p><strong>255,54,93,060<\/strong><\/p><\/td><\/tr><tr><td width=\"293\"><p>II)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<strong>Saving Bank Deposits :<\/strong><\/p><\/td><td width=\"132\">\u00a0<\/td><td width=\"138\">\u00a0<\/td><\/tr><tr><td width=\"293\"><p>c)\u00a0\u00a0\u00a0\u00a0 Individuals &amp; Others<\/p><\/td><td width=\"132\"><p>103,71,72,555<\/p><\/td><td width=\"138\"><p>94,02,01,792<\/p><\/td><\/tr><tr><td width=\"293\"><p>d)\u00a0\u00a0\u00a0 Other Societies<\/p><\/td><td width=\"132\"><p>8,42,94,222<\/p><\/td><td width=\"138\"><p>6,62,64,769<\/p><\/td><\/tr><tr><td width=\"293\"><p><strong>Total (II)<\/strong><\/p><\/td><td width=\"132\"><p><strong>112,14,66,777<\/strong><\/p><\/td><td width=\"138\"><p><strong>100,64,66,561<\/strong><\/p><\/td><\/tr><tr><td width=\"293\"><p>III)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<strong>Current Deposits :<\/strong><\/p><\/td><td width=\"132\">\u00a0<\/td><td width=\"138\">\u00a0<\/td><\/tr><tr><td width=\"293\"><p>e)\u00a0\u00a0\u00a0 Individuals &amp; Others<\/p><\/td><td width=\"132\"><p>21,01,07,699<\/p><\/td><td width=\"138\"><p>17,64,78,611<\/p><\/td><\/tr><tr><td width=\"293\"><p>f)\u00a0\u00a0\u00a0\u00a0\u00a0 Credit Balance of Loan A\/c<\/p><\/td><td width=\"132\"><p>2,69,62,497<\/p><\/td><td width=\"138\"><p>47,71,321<\/p><\/td><\/tr><tr><td width=\"293\"><p>g)\u00a0\u00a0\u00a0 Other Societies<\/p><\/td><td width=\"132\"><p>93,79,831<\/p><\/td><td width=\"138\"><p>23,01,530<\/p><\/td><\/tr><tr><td width=\"293\"><p><strong>Total (III)<\/strong><\/p><\/td><td width=\"132\"><p><strong>24,64,50,027<\/strong><\/p><\/td><td width=\"138\"><p><strong>18,35,51,462<\/strong><\/p><\/td><\/tr><tr><td width=\"293\"><p><strong>Total (I+II+III)<\/strong><\/p><\/td><td width=\"132\"><p><strong>450,62,99,296<\/strong><\/p><\/td><td width=\"138\"><p><strong>374,55,11,083<\/strong><\/p><\/td><\/tr><\/tbody><\/table><p><strong>\u00a0<\/strong><\/p><p><strong>Schedule 4 \u2013 BORROWINGS :\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/strong><\/p><div>(Amount In \u20b9)<\/div><table><tbody><tr><td width=\"302\"><p><strong>Particulafrs<\/strong><\/p><\/td><td width=\"132\"><p><strong>As on 31.3.2025 (current year)<\/strong><\/p><\/td><td width=\"138\"><p><strong>As on 31.3.2024 (previous year)<\/strong><\/p><\/td><\/tr><tr><td width=\"302\"><p>i) From the Reserve Bank of India\/State\/Central\u00a0\u00a0\u00a0 Co-op Bank &amp; Others<\/p><\/td><td width=\"132\"><p>-Nil-<\/p><\/td><td width=\"138\"><p>-Nil-<\/p><\/td><\/tr><tr><td width=\"302\"><p>ii) From the State\/Central Government<\/p><\/td><td width=\"132\"><p>-Nil-<\/p><\/td><td width=\"138\"><p>-Nil-<\/p><\/td><\/tr><tr><td width=\"302\"><p>iii) Loans from other sources<\/p><\/td><td width=\"132\"><p>-Nil-<\/p><\/td><td width=\"138\"><p>-Nil-<\/p><\/td><\/tr><tr><td width=\"302\"><p><strong>Total (I+II+III)<\/strong><\/p><\/td><td width=\"132\"><p><strong>-Nil-<\/strong><\/p><\/td><td width=\"138\"><p><strong>-Nil-<\/strong><\/p><\/td><\/tr><\/tbody><\/table><p><strong>Schedule 5 \u2013 OTHER LIABILITIES<\/strong><\/p><div>(Amount In \u20b9)<\/div><table><tbody><tr><td width=\"293\"><p><strong>Particulars<\/strong><\/p><\/td><td width=\"132\"><p><strong>As on 31.3.2025 (current year)<\/strong><\/p><\/td><td width=\"138\"><p><strong>As on 31.3.2024 (previous year)<\/strong><\/p><\/td><\/tr><tr><td width=\"293\"><p>I)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Interest Payable on Deposits<\/p><\/td><td width=\"132\"><p>19,42,87,996<\/p><\/td><td width=\"138\"><p>16,03,09,576<\/p><\/td><\/tr><tr><td width=\"293\"><p>II)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Bills Payable<\/p><\/td><td width=\"132\"><p>87,46,854<\/p><\/td><td width=\"138\"><p>63,10,833<\/p><\/td><\/tr><tr><td width=\"293\"><p>III)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Unclaimed Dividends<\/p><\/td><td width=\"132\"><p>44,41,902<\/p><\/td><td width=\"138\"><p>37,14,699<\/p><\/td><\/tr><tr><td width=\"293\"><p>IV)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Sundry Creditors<\/p><\/td><td width=\"132\"><p>1,22,05,196<\/p><\/td><td width=\"138\"><p>62,06,843<\/p><\/td><\/tr><tr><td width=\"293\"><p>V)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Deferred Tax Liability<\/p><\/td><td width=\"132\"><p>19,50,406<\/p><\/td><td width=\"138\"><p>15,28,842<\/p><\/td><\/tr><tr><td width=\"293\"><p>VI)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Settlement Account<\/p><p>(Digital Channels &amp; Others)<\/p><\/td><td width=\"132\"><p>5950<\/p><\/td><td width=\"138\"><p>0<\/p><\/td><\/tr><tr><td width=\"293\"><p>VII)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Other Items<\/p><\/td><td width=\"132\">\u00a0<\/td><td width=\"138\">\u00a0<\/td><\/tr><tr><td width=\"293\"><p>a)\u00a0\u00a0\u00a0 Share Application Money<\/p><\/td><td width=\"132\"><p>1,110<\/p><\/td><td width=\"138\"><p>1,110<\/p><\/td><\/tr><tr><td width=\"293\"><p>b)\u00a0\u00a0\u00a0 TDS Payable<\/p><\/td><td width=\"132\"><p>36,47,924<\/p><\/td><td width=\"138\"><p>28,77,414<\/p><\/td><\/tr><tr><td width=\"293\"><p>c)\u00a0\u00a0\u00a0\u00a0 Audit Fee Payable<\/p><\/td><td width=\"132\"><p>1,99,000<\/p><\/td><td width=\"138\"><p>1,80,000<\/p><\/td><\/tr><tr><td width=\"293\"><p>d)\u00a0\u00a0\u00a0 Share Capital Payable<\/p><\/td><td width=\"132\"><p>3,05,475<\/p><\/td><td width=\"138\"><p>3,05,475<\/p><\/td><\/tr><tr><td width=\"293\"><p>e)\u00a0\u00a0\u00a0 GST Payable<\/p><\/td><td width=\"132\"><p>12,15,465<\/p><\/td><td width=\"138\"><p>9,54,295<\/p><\/td><\/tr><tr><td width=\"293\"><p>f)\u00a0\u00a0\u00a0\u00a0\u00a0 HDFC Bank DD Payable<\/p><\/td><td width=\"132\"><p>9,48,295<\/p><\/td><td width=\"138\"><p>10,72,865<\/p><\/td><\/tr><tr><td width=\"293\"><p>g)\u00a0\u00a0\u00a0 PMSBY &amp; PMJJBY<\/p><\/td><td width=\"132\"><p>0<\/p><\/td><td width=\"138\"><p>0<\/p><\/td><\/tr><tr><td width=\"293\"><p>h)\u00a0\u00a0\u00a0 Unclaimed Deposits<\/p><\/td><td width=\"132\"><p>76,594<\/p><\/td><td width=\"138\"><p>5,67,264<\/p><\/td><\/tr><tr><td width=\"293\"><p><strong>Total<\/strong><\/p><\/td><td width=\"132\"><p><strong>22,80,32,167<\/strong><\/p><\/td><td width=\"138\"><p><strong>18,40,29,216<\/strong><\/p><\/td><\/tr><\/tbody><\/table><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>Schedule 6 \u2013 PROVISIONS<\/strong><\/p><div>(Amount In \u20b9)<\/div><table><tbody><tr><td width=\"312\"><p><strong>Particulars<\/strong><\/p><\/td><td width=\"132\"><p><strong>As on 31.3.2025 (current year)<\/strong><\/p><\/td><td width=\"138\"><p><strong>As on 31.3.2024 (previous year)<\/strong><\/p><\/td><\/tr><tr><td width=\"312\"><p>I)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 For Standard Assets<\/p><\/td><td width=\"132\"><p>1,29,87,385<\/p><\/td><td width=\"138\"><p>1,04,16,981<\/p><\/td><\/tr><tr><td width=\"312\"><p>II)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 For NPA<\/p><\/td><td width=\"132\"><p>4,33,43,215<\/p><\/td><td width=\"138\"><p>4,33,43,215<\/p><\/td><\/tr><tr><td width=\"312\"><p>III)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 For Bad &amp; Doubtful Debts Reserve<\/p><\/td><td width=\"132\"><p>2,06,26,838<\/p><\/td><td width=\"138\"><p>1,34,21,564<\/p><\/td><\/tr><tr><td width=\"312\"><p>IV)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 For Investment Depreciation Reserve(IDR)<\/p><\/td><td width=\"132\"><p>37,05,321<\/p><\/td><td width=\"138\"><p>37,05,321<\/p><\/td><\/tr><tr><td width=\"312\"><p>V)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 For Special Reserve u\/s 36(1)(viii)of IT Act<\/p><\/td><td width=\"132\"><p>77,25,000<\/p><\/td><td width=\"138\"><p>60,50,000<\/p><\/td><\/tr><tr><td width=\"312\"><p>VI)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 For Overdue Interest<\/p><\/td><td width=\"132\"><p>99,90,568<\/p><\/td><td width=\"138\"><p>86,12,455<\/p><\/td><\/tr><tr><td width=\"312\"><p>VII)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 For Contingent Liability<\/p><\/td><td width=\"132\"><p>35,30,860<\/p><\/td><td width=\"138\"><p>35,30,860<\/p><\/td><\/tr><tr><td width=\"312\"><p>VIII)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 For Bonus<\/p><\/td><td width=\"132\"><p>13,10,683<\/p><\/td><td width=\"138\"><p>11,08,611<\/p><\/td><\/tr><tr><td width=\"312\"><p>IX)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 For Expenses<\/p><\/td><td width=\"132\"><p>0<\/p><\/td><td width=\"138\"><p>1,50,000<\/p><\/td><\/tr><tr><td width=\"312\"><p>X)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 For Income Tax on Profit<\/p><\/td><td width=\"132\"><p>2,10,59,500<\/p><\/td><td width=\"138\"><p>2,23,14,508<\/p><\/td><\/tr><tr><td width=\"312\"><p>XI)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 For Fraud<\/p><\/td><td width=\"132\"><p>83,51,558<\/p><\/td><td width=\"138\"><p>83,51,558<\/p><\/td><\/tr><tr><td width=\"312\"><p><strong>Total<\/strong><\/p><\/td><td width=\"132\"><p><strong>13,26,30,928<\/strong><\/p><\/td><td width=\"138\"><p><strong>12,10,05,073<\/strong><\/p><\/td><\/tr><\/tbody><\/table><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>Schedule 7 \u2013 PROFIT &amp; LOSS<\/strong><\/p><div>(Amount In \u20b9)<\/div><table width=\"605\"><tbody><tr><td width=\"350\"><p><strong>Particulars<\/strong><\/p><\/td><td width=\"123\"><p><strong>As on 31.3.2025 (current year)<\/strong><\/p><\/td><td width=\"132\"><p><strong>As on 31.3.2024 (previous year)<\/strong><\/p><\/td><\/tr><tr><td width=\"350\"><p><strong>Profit as per last Balance Sheet\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 (a)<\/strong><\/p><\/td><td width=\"123\"><p><strong>6,56,60,006.03<\/strong><\/p><\/td><td width=\"132\"><p><strong>5,34,01,444.63<\/strong><\/p><\/td><\/tr><tr><td width=\"350\"><p>Less : Appropriation of profit for the year 2023-2024<\/p><\/td><td width=\"123\">\u00a0<\/td><td width=\"132\">\u00a0<\/td><\/tr><tr><td width=\"350\"><p>Statutory Reserve Funds<\/p><\/td><td width=\"123\"><p>1,64,15,002<\/p><\/td><td width=\"132\"><p>1,33,50,361<\/p><\/td><\/tr><tr><td width=\"350\"><p>Co-operative Education Fund<\/p><\/td><td width=\"123\"><p>6,56,600<\/p><\/td><td width=\"132\"><p>5,34,014<\/p><\/td><\/tr><tr><td width=\"350\"><p>Bad &amp; Doubtful Reserve<\/p><\/td><td width=\"123\"><p>0<\/p><\/td><td width=\"132\"><p>25,00,000<\/p><\/td><\/tr><tr><td width=\"350\"><p>Dividends<\/p><\/td><td width=\"123\"><p>1,27,82,190<\/p><\/td><td width=\"132\"><p>1,19,80,095<\/p><\/td><\/tr><tr><td width=\"350\"><p>Dividend Equalization Funds<\/p><\/td><td width=\"123\"><p>0<\/p><\/td><td width=\"132\"><p>0<\/p><\/td><\/tr><tr><td width=\"350\"><p>Staff Welfare Funds<\/p><\/td><td width=\"123\"><p>5,00,000<\/p><\/td><td width=\"132\"><p>0<\/p><\/td><\/tr><tr><td width=\"350\"><p>Charity Funds<\/p><\/td><td width=\"123\"><p>2,00,000<\/p><\/td><td width=\"132\"><p>0<\/p><\/td><\/tr><tr><td width=\"350\"><p>Investment Fluctuation Reserve(IFR)<\/p><\/td><td width=\"123\"><p>50,00,000<\/p><\/td><td width=\"132\"><p>25,00,000<\/p><\/td><\/tr><tr><td width=\"350\"><p>Members Welfare Funds<\/p><\/td><td width=\"123\"><p>3,00,000<\/p><\/td><td width=\"132\"><p>0<\/p><\/td><\/tr><tr><td width=\"350\"><p>Cyber Security &amp; I.T. Funds<\/p><\/td><td width=\"123\"><p>25,00,000<\/p><\/td><td width=\"132\"><p>10,00,000<\/p><\/td><\/tr><tr><td width=\"350\"><p>Building Funds<\/p><\/td><td width=\"123\"><p>1,00,00,000<\/p><\/td><td width=\"132\"><p>1,00,00,000<\/p><\/td><\/tr><tr><td width=\"350\"><p>General Reserve<\/p><\/td><td width=\"123\"><p>1,73,06,214.03<\/p><\/td><td width=\"132\"><p>1,15,36,974.63<\/p><\/td><\/tr><tr><td width=\"350\"><p><strong>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0(b)<\/strong><\/p><\/td><td width=\"123\"><p><strong>6,56,60,006.03<\/strong><\/p><\/td><td width=\"132\"><p><strong>5,34,01,444.63<\/strong><\/p><\/td><\/tr><tr><td width=\"350\"><p><strong>(a)-(b)<\/strong><\/p><\/td><td width=\"123\"><p><strong>0<\/strong><\/p><\/td><td width=\"132\"><p><strong>0<\/strong><\/p><\/td><\/tr><tr><td width=\"350\"><p><strong>Add : Profit for the year as per Profit &amp; Loss Accounts<\/strong><\/p><\/td><td width=\"123\"><p><strong>6,76,24,208.06<\/strong><\/p><\/td><td width=\"132\"><p><strong>6,56,60,006.03<\/strong><\/p><\/td><\/tr><\/tbody><\/table><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>Schedule 8.1 \u2013 CASH<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><div>(Amount In \u20b9)<\/div><table width=\"605\"><tbody><tr><td width=\"350\"><p><strong>Particulars<\/strong><\/p><\/td><td width=\"123\"><p><strong>As on 31.3.2025 (current year)<\/strong><\/p><\/td><td width=\"132\"><p><strong>As on 31.3.2024 (previous year)<\/strong><\/p><\/td><\/tr><tr><td width=\"350\"><p>i)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Cash in Hand<\/p><\/td><td width=\"123\"><p>6,92,73,532<\/p><\/td><td width=\"132\"><p>4,57,51,465<\/p><\/td><\/tr><tr><td width=\"350\"><p>ii)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Cash in ATM<\/p><\/td><td width=\"123\"><p>2,59,20,800<\/p><\/td><td width=\"132\"><p>1,67,79,900<\/p><\/td><\/tr><tr><td width=\"350\"><p>iii)\u00a0\u00a0\u00a0\u00a0\u00a0 Cash in CDM<\/p><\/td><td width=\"123\"><p>10,00,100<\/p><\/td><td width=\"132\"><p>10,85,100<\/p><\/td><\/tr><tr><td width=\"350\"><p>iv)\u00a0\u00a0\u00a0\u00a0 Cash with Reserve Bank of India<\/p><\/td><td width=\"123\"><p>0<\/p><\/td><td width=\"132\"><p>0<\/p><\/td><\/tr><tr><td width=\"350\"><p>v)\u00a0\u00a0\u00a0\u00a0\u00a0 Cash with State Bank of India &amp; Corresponding new Banks<\/p><\/td><td width=\"123\"><p>16,37,51,491<\/p><\/td><td width=\"132\"><p>14,76,81,381<\/p><\/td><\/tr><tr><td width=\"350\"><p>vi)\u00a0\u00a0\u00a0\u00a0 Cash with Central Co-operative Bank<\/p><\/td><td width=\"123\"><p>20,81,813<\/p><\/td><td width=\"132\"><p>56,92,898<\/p><\/td><\/tr><tr><td width=\"350\"><p><strong>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Total<\/strong><\/p><\/td><td width=\"123\"><p><strong>26,20,27,736<\/strong><\/p><\/td><td width=\"132\"><p><strong>21,69,90,744<\/strong><\/p><\/td><\/tr><\/tbody><\/table><p><strong>\u00a0<\/strong><\/p><p><strong>Schedule 8.2 \u2013 BALANCE WITH BANKS AND MONEY at CALL AND SHORT NOTICE<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><div>(Amount In \u20b9)<\/div><table width=\"605\"><tbody><tr><td width=\"350\"><p><strong>Particulars<\/strong><\/p><\/td><td width=\"123\"><p><strong>As on 31.3.2025 (current year)<\/strong><\/p><\/td><td width=\"132\"><p><strong>As on 31.3.2024 (previous year)<\/strong><\/p><\/td><\/tr><tr><td width=\"350\"><p>i)\u00a0\u00a0\u00a0\u00a0 Current Deposits<\/p><\/td><td width=\"123\"><p>15,63,60,669<\/p><\/td><td width=\"132\"><p>14,02,11,764<\/p><\/td><\/tr><tr><td width=\"350\"><p>ii)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Saving Bank Deposits<\/p><\/td><td width=\"123\"><p>0<\/p><\/td><td width=\"132\"><p>0<\/p><\/td><\/tr><tr><td width=\"350\"><p>iii)\u00a0\u00a0\u00a0\u00a0\u00a0 Fixed Deposits (Including \u20b92.00cr pledge with AU Small Finance Bank Ltd for the purpose of instant Liquidity &amp; \u20b96.50cr HDFC Bank Ltd for settlement of RTGS\/NEFT,ATM,PoS,E-Com,IMPS,UPI &amp; Treasury operations)<\/p><\/td><td width=\"123\"><p>41,12,94,736<\/p><\/td><td width=\"132\"><p>32,20,65,092<\/p><\/td><\/tr><tr><td width=\"350\"><p><strong>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Total<\/strong><\/p><\/td><td width=\"123\"><p><strong>56,76,55,405<\/strong><\/p><\/td><td width=\"132\"><p><strong>46,22,76,856<\/strong><\/p><\/td><\/tr><\/tbody><\/table><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>Schedule 9 \u2013 INVESTMENTS<\/strong><\/p><div>(Amount In \u20b9)<\/div><table width=\"605\"><tbody><tr><td width=\"350\"><p><strong>Particulars<\/strong><\/p><\/td><td width=\"123\"><p><strong>As on 31.3.2025 (current year)<\/strong><\/p><\/td><td width=\"132\"><p><strong>As on 31.3.2024 (previous year)<\/strong><\/p><\/td><\/tr><tr><td width=\"350\"><p><strong>I.\u00a0<\/strong><strong>Investment in India in<\/strong><\/p><\/td><td width=\"123\">\u00a0<\/td><td width=\"132\">\u00a0<\/td><\/tr><tr><td width=\"350\"><p>(i)\u00a0\u00a0\u00a0\u00a0\u00a0 Government Securities<\/p><p>Face Value \u2013 12961.50 Lakh<\/p><p>Market Value \u2013 13299.91 Lakh<\/p><\/td><td width=\"123\"><p>127,53,63,149<\/p><\/td><td width=\"132\"><p>120,35,86,319<\/p><\/td><\/tr><tr><td width=\"350\"><p>(ii)\u00a0\u00a0\u00a0\u00a0 Other approved securities<\/p><\/td><td width=\"123\"><p>0<\/p><\/td><td width=\"132\"><p>0<\/p><\/td><\/tr><tr><td width=\"350\"><p>(iii)\u00a0\u00a0\u00a0 Shares<\/p><p>Shares in Co-operative Institutions<\/p><p>Shares of NCDFC \u2013 Umbrella Organization<\/p><\/td><td width=\"123\"><p>11,200<\/p><p>25,00,000<\/p><\/td><td width=\"132\"><p>11,100<\/p><p>25,00,000<\/p><\/td><\/tr><tr><td width=\"350\"><p>(iv)\u00a0\u00a0\u00a0 Debentures and Bonds<\/p><\/td><td width=\"123\"><p>0<\/p><\/td><td width=\"132\"><p>0<\/p><\/td><\/tr><tr><td width=\"350\"><p>(v)\u00a0\u00a0\u00a0\u00a0 Subsidiaries and\/or joint ventures<\/p><\/td><td width=\"123\"><p>0<\/p><\/td><td width=\"132\"><p>0<\/p><\/td><\/tr><tr><td width=\"350\"><p>(vi)\u00a0\u00a0\u00a0 Others (to be specified)<\/p><p>Units of Debt Mutual Funds<\/p><p>(Liquid &amp; Short Term Fund Scheme)<\/p><\/td><td width=\"123\"><p>23,70,00,000<\/p><\/td><td width=\"132\"><p>13,00,00,000<\/p><\/td><\/tr><tr><td width=\"350\"><p><strong>Total<\/strong><\/p><\/td><td width=\"123\"><p><strong>151,48,74,349<\/strong><\/p><\/td><td width=\"132\"><p><strong>133,60,97,419<\/strong><\/p><\/td><\/tr><\/tbody><\/table><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>Schedule 10 \u2013 ADVANCES<\/strong><\/p><div>(Amount In \u20b9)<\/div><table width=\"605\"><tbody><tr><td width=\"350\"><p><strong>Particulars<\/strong><\/p><\/td><td width=\"123\"><p><strong>As on 31.3.2025 (current year)<\/strong><\/p><\/td><td width=\"132\"><p><strong>As on 31.3.2024 (previous year)<\/strong><\/p><\/td><\/tr><tr><td width=\"350\"><p><strong>A.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/strong><strong>\u00a0<\/strong><\/p><\/td><td width=\"123\">\u00a0<\/td><td width=\"132\">\u00a0<\/td><\/tr><tr><td width=\"350\"><p>I.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Bills purchased and discounted<\/p><\/td><td width=\"123\"><p>0<\/p><\/td><td width=\"132\"><p>0<\/p><\/td><\/tr><tr><td width=\"350\"><p>II.\u00a0\u00a0\u00a0\u00a0\u00a0 Cash Credits, Overdrafts and loans repayable on demand<\/p><\/td><td width=\"123\"><p>77,30,68,836<\/p><\/td><td width=\"132\"><p>68,55,92,318<\/p><\/td><\/tr><tr><td width=\"350\"><p>III.\u00a0\u00a0\u00a0\u00a0 Term Loans<\/p><\/td><td width=\"123\"><p>224,75,91,511<\/p><\/td><td width=\"132\"><p>182,56,22,385<\/p><\/td><\/tr><tr><td width=\"350\"><p><strong>Total<\/strong><\/p><\/td><td width=\"123\"><p><strong>302,06,60,347<\/strong><\/p><\/td><td width=\"132\"><p><strong>251,12,14,703<\/strong><\/p><\/td><\/tr><tr><td width=\"350\"><p><strong>B.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/strong><strong>\u00a0<\/strong><\/p><\/td><td width=\"123\">\u00a0<\/td><td width=\"132\">\u00a0<\/td><\/tr><tr><td width=\"350\"><p>I.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Secured by tangible Assets<\/p><\/td><td width=\"123\"><p>2,98,60,35,897<\/p><\/td><td width=\"132\"><p>2,48,28,38,700<\/p><\/td><\/tr><tr><td width=\"350\"><p>II.\u00a0\u00a0\u00a0\u00a0\u00a0 Covered by Bank\/Government<\/p><\/td><td width=\"123\"><p>3,03,93,333<\/p><\/td><td width=\"132\"><p>2,76,73,279<\/p><\/td><\/tr><tr><td width=\"350\"><p>III.\u00a0\u00a0\u00a0\u00a0 Unsecured<\/p><\/td><td width=\"123\"><p>42,31,117<\/p><\/td><td width=\"132\"><p>7,02,724<\/p><\/td><\/tr><tr><td width=\"350\"><p><strong>Total<\/strong><\/p><\/td><td width=\"123\"><p><strong>302,06,60,347<\/strong><\/p><\/td><td width=\"132\"><p><strong>251,12,14,703<\/strong><\/p><\/td><\/tr><tr><td width=\"350\"><p><strong>C.\u00a0\u00a0<\/strong><strong>(I) Advances in India<\/strong><\/p><\/td><td width=\"123\">\u00a0<\/td><td width=\"132\">\u00a0<\/td><\/tr><tr><td width=\"350\"><p>I.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Priority Sector<\/p><\/td><td width=\"123\"><p>192,74,43,665<\/p><\/td><td width=\"132\"><p>163,09,75,679<\/p><\/td><\/tr><tr><td width=\"350\"><p>II.\u00a0\u00a0\u00a0\u00a0\u00a0 Public Sector<\/p><\/td><td width=\"123\"><p>0<\/p><\/td><td width=\"132\"><p>0<\/p><\/td><\/tr><tr><td width=\"350\"><p>III.\u00a0\u00a0\u00a0\u00a0 Banks<\/p><\/td><td width=\"123\"><p>0<\/p><\/td><td width=\"132\"><p>0<\/p><\/td><\/tr><tr><td width=\"350\"><p>IV.\u00a0\u00a0\u00a0 Others<\/p><\/td><td width=\"123\"><p>109,32,16,682<\/p><\/td><td width=\"132\"><p>88,02,39,024<\/p><\/td><\/tr><tr><td width=\"350\"><p>IV.\u00a0\u00a0\u00a0 Covered by Bank\/Government<\/p><\/td><td width=\"123\"><p>0<\/p><\/td><td width=\"132\"><p>0<\/p><\/td><\/tr><tr><td width=\"350\"><p><strong>Total<\/strong><\/p><\/td><td width=\"123\"><p><strong>302,06,60,347<\/strong><\/p><\/td><td width=\"132\"><p><strong>251,12,14,703<\/strong><\/p><\/td><\/tr><tr><td width=\"350\"><p><strong>C.\u00a0\u00a0<\/strong><strong>(II) Advances outside India<\/strong><\/p><\/td><td width=\"123\"><p>-Nil-<\/p><\/td><td width=\"132\"><p>-Nil-<\/p><\/td><\/tr><tr><td width=\"350\"><p><strong>Grand Total(C.I and II)<\/strong><\/p><\/td><td width=\"123\"><p><strong>302,06,60,347<\/strong><\/p><\/td><td width=\"132\"><p><strong>251,12,14,703<\/strong><\/p><\/td><\/tr><\/tbody><\/table><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>Schedule 11 \u2013 INTEREST RECEIVABLE<\/strong><\/p><div>(Amount In \u20b9)<\/div><table width=\"605\"><tbody><tr><td width=\"350\"><p><strong>Particulars<\/strong><\/p><\/td><td width=\"123\"><p><strong>As on 31.3.2025 (current year)<\/strong><\/p><\/td><td width=\"132\"><p><strong>As on 31.3.2024 (previous year)<\/strong><\/p><\/td><\/tr><tr><td width=\"350\"><p><strong>I.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/strong><strong>Interest Receivable<\/strong><\/p><\/td><td width=\"123\">\u00a0<\/td><td width=\"132\">\u00a0<\/td><\/tr><tr><td width=\"350\"><p>a.\u00a0\u00a0\u00a0\u00a0 On Investment (Govt. Securities)<\/p><\/td><td width=\"123\"><p>1,93,94,331<\/p><\/td><td width=\"132\"><p>1,67,03,180<\/p><\/td><\/tr><tr><td width=\"350\"><p>b.\u00a0\u00a0\u00a0\u00a0 On Balance with other Inter-Bank Funds<\/p><\/td><td width=\"123\"><p>2,64,61,008<\/p><\/td><td width=\"132\"><p>1,84,08,494<\/p><\/td><\/tr><tr><td width=\"350\"><p>c.\u00a0\u00a0\u00a0\u00a0 On Loan &amp; Advances (Standard)<\/p><\/td><td width=\"123\"><p>82,27,621<\/p><\/td><td width=\"132\"><p>83,41,967<\/p><\/td><\/tr><tr><td width=\"350\"><p>d.\u00a0\u00a0\u00a0\u00a0 On Loan &amp; Advances (Overdue Int &amp; Charges)<\/p><\/td><td width=\"123\"><p>99,90,568<\/p><\/td><td width=\"132\"><p>86,12,455<\/p><\/td><\/tr><tr><td width=\"350\"><p><strong>Total (a+b-c-d)<\/strong><\/p><\/td><td width=\"123\"><p><strong>6,40,73,528<\/strong><\/p><\/td><td width=\"132\"><p><strong>5,20,66,096<\/strong><\/p><\/td><\/tr><\/tbody><\/table><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>Schedule 12 \u2013 FIXED ASSETS<\/strong><\/p><div>(Amount In \u20b9)<\/div><table width=\"605\"><tbody><tr><td width=\"350\"><p><strong>Particulars<\/strong><\/p><\/td><td width=\"123\"><p><strong>As on 31.3.2025 (current year)<\/strong><\/p><\/td><td width=\"132\"><p><strong>As on 31.3.2024 (previous year)<\/strong><\/p><\/td><\/tr><tr><td width=\"350\"><p><strong>I.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/strong><strong>Premises<\/strong><\/p><\/td><td width=\"123\">\u00a0<\/td><td width=\"132\">\u00a0<\/td><\/tr><tr><td width=\"350\"><p>a.\u00a0\u00a0\u00a0\u00a0 At cost as on 31<sup>st<\/sup>\u00a0March 2024<\/p><\/td><td width=\"123\"><p>1,57,74,931<\/p><\/td><td width=\"132\"><p>1,23,17,721<\/p><\/td><\/tr><tr><td width=\"350\"><p>b.\u00a0\u00a0\u00a0\u00a0 Additions during the year<\/p><\/td><td width=\"123\"><p>1,63,10,811<\/p><\/td><td width=\"132\"><p>38,71,790<\/p><\/td><\/tr><tr><td width=\"350\"><p>c.\u00a0\u00a0\u00a0\u00a0 Deductions during the year<\/p><\/td><td width=\"123\"><p>0<\/p><\/td><td width=\"132\"><p>0<\/p><\/td><\/tr><tr><td width=\"350\"><p>d.\u00a0\u00a0\u00a0\u00a0 Depreciation to date<\/p><\/td><td width=\"123\"><p>3,73,122<\/p><\/td><td width=\"132\"><p>4,14,580<\/p><\/td><\/tr><tr><td width=\"350\"><p><strong>Total (a+b-c-d)<\/strong><\/p><\/td><td width=\"123\"><p><strong>3,17,12,620<\/strong><\/p><\/td><td width=\"132\"><p><strong>1,57,74,931<\/strong><\/p><\/td><\/tr><tr><td width=\"350\"><p><strong>II.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/strong><strong>Other Fixed Assets (Including F&amp;F)<\/strong><\/p><\/td><td width=\"123\">\u00a0<\/td><td width=\"132\">\u00a0<\/td><\/tr><tr><td width=\"350\"><p>a.\u00a0\u00a0\u00a0\u00a0 At cost as on 31<sup>st<\/sup>\u00a0March 2024<\/p><\/td><td width=\"123\"><p>3,87,61,551<\/p><\/td><td width=\"132\"><p>2,06,00,374<\/p><\/td><\/tr><tr><td width=\"350\"><p>b.\u00a0\u00a0\u00a0\u00a0 Additions during the year<\/p><\/td><td width=\"123\"><p>2,18,52,481<\/p><\/td><td width=\"132\"><p>2,68,80,081<\/p><\/td><\/tr><tr><td width=\"350\"><p>c.\u00a0\u00a0\u00a0\u00a0 Deductions during the year<\/p><\/td><td width=\"123\"><p>33<\/p><\/td><td width=\"132\"><p>22<\/p><\/td><\/tr><tr><td width=\"350\"><p>d.\u00a0\u00a0\u00a0\u00a0 Depreciation to date<\/p><\/td><td width=\"123\"><p>1,01,61,455<\/p><\/td><td width=\"132\"><p>87,18,882<\/p><\/td><\/tr><tr><td width=\"350\"><p><strong>Total (a+b-c-d)<\/strong><\/p><\/td><td width=\"123\"><p><strong>5,04,52,544<\/strong><\/p><\/td><td width=\"132\"><p><strong>3,87,61,551<\/strong><\/p><\/td><\/tr><tr><td width=\"350\"><p><strong>Total (I and II)<\/strong><\/p><\/td><td width=\"123\"><p><strong>8,21,65,164<\/strong><\/p><\/td><td width=\"132\"><p><strong>5,45,36,482<\/strong><\/p><\/td><\/tr><\/tbody><\/table><p><strong>\u00a0<\/strong><\/p><p><strong>Schedule 13 \u2013 OTHER ASSETS<\/strong><\/p><div>(Amount In \u20b9)<\/div><table width=\"605\"><tbody><tr><td width=\"350\"><p><strong>Particulars<\/strong><\/p><\/td><td width=\"123\"><p><strong>As on 31.3.2025 (current year)<\/strong><\/p><\/td><td width=\"132\"><p><strong>As on 31.3.2024 (previous year)<\/strong><\/p><\/td><\/tr><tr><td width=\"350\"><p>I.\u00a0\u00a0\u00a0 Inter-office adjustment (net)<\/p><\/td><td width=\"123\"><p>0<\/p><\/td><td width=\"132\"><p>0<\/p><\/td><\/tr><tr><td width=\"350\"><p>II.\u00a0\u00a0 Tax Paid in advance\/tax deducted at source<\/p><\/td><td width=\"123\"><p>2,16,96,889<\/p><\/td><td width=\"132\"><p>2,29,79,118<\/p><\/td><\/tr><tr><td width=\"350\"><p>III.\u00a0 Stationery and stamps<\/p><\/td><td width=\"123\"><p>14,45,011<\/p><\/td><td width=\"132\"><p>13,23,729<\/p><\/td><\/tr><tr><td width=\"350\"><p>IV. Non-banking assets acquire in satisfaction of claims<\/p><\/td><td width=\"123\"><p>0<\/p><\/td><td width=\"132\"><p>0<\/p><\/td><\/tr><tr><td width=\"350\"><p>V.\u00a0 Others*<\/p><\/td><td width=\"123\"><p>3,18,81,769<\/p><\/td><td width=\"132\"><p>2,17,37,674<\/p><\/td><\/tr><tr><td width=\"350\"><p><strong>Total<\/strong><\/p><\/td><td width=\"123\"><p><strong>5,50,23,669<\/strong><\/p><\/td><td width=\"132\"><p><strong>4,60,40,521<\/strong><\/p><\/td><\/tr><\/tbody><\/table><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>Schedule 14 \u2013 CONTINGENT LIABILITIES<\/strong><\/p><div>(Amount In \u20b9)<\/div><table width=\"605\"><tbody><tr><td width=\"350\"><p><strong>Particulars<\/strong><\/p><\/td><td width=\"123\"><p><strong>As on 31.3.2025 (current year)<\/strong><\/p><\/td><td width=\"132\"><p><strong>As on 31.3.2024 (previous year)<\/strong><\/p><\/td><\/tr><tr><td width=\"350\"><p>I. \u00a0\u00a0Claim against the bank not acknowledge as debts<\/p><\/td><td width=\"123\"><p>0<\/p><\/td><td width=\"132\"><p>0<\/p><\/td><\/tr><tr><td width=\"350\"><p>II.\u00a0\u00a0 Liability for partly paid investment<\/p><\/td><td width=\"123\"><p>0<\/p><\/td><td width=\"132\"><p>0<\/p><\/td><\/tr><tr><td width=\"350\"><p>III.\u00a0 Liability on account of outstanding forward exchange contracts<\/p><\/td><td width=\"123\"><p>0<\/p><\/td><td width=\"132\"><p>0<\/p><\/td><\/tr><tr><td width=\"350\"><p>IV. Guarantees given on behalf of constituents<\/p><p>(a)\u00a0\u00a0 In India<\/p><p>(b)\u00a0\u00a0 Outside India<\/p><\/td><td width=\"123\"><p>25,000<\/p><p>0<\/p><\/td><td width=\"132\"><p>25,000<\/p><p>0<\/p><\/td><\/tr><tr><td width=\"350\"><p>V.\u00a0 Acceptances, endorsements and other obligations<\/p><\/td><td width=\"123\"><p>0<\/p><\/td><td width=\"132\"><p>0<\/p><\/td><\/tr><tr><td width=\"350\"><p>VI. Unclaimed Liabilities under DEAF Scheme<\/p><\/td><td width=\"123\"><p>4,79,90,138<\/p><\/td><td width=\"132\"><p>4,10,33,175<\/p><\/td><\/tr><tr><td width=\"350\"><p>VII.\u00a0\u00a0 Other Items for which the Bank is contingently\u00a0 Liable \u2013 Arrear Charges Payable<\/p><\/td><td width=\"123\"><p>15,37,922<\/p><\/td><td width=\"132\"><p>9,12,430<\/p><\/td><\/tr><tr><td width=\"350\"><p><strong>Total<\/strong><\/p><\/td><td width=\"123\"><p><strong>4,95,53,060<\/strong><\/p><\/td><td width=\"132\"><p><strong>4,19,70,605<\/strong><\/p><\/td><\/tr><\/tbody><\/table><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>Schedule 15 \u2013 INTEREST EARNED<\/strong><\/p><div>(Amount In \u20b9)<\/div><table width=\"605\"><tbody><tr><td width=\"350\"><p><strong>Particulars<\/strong><\/p><\/td><td width=\"123\"><p><strong>As on 31.3.2025 (current year)<\/strong><\/p><\/td><td width=\"132\"><p><strong>As on 31.3.2024 (previous year)<\/strong><\/p><\/td><\/tr><tr><td width=\"350\"><p>I.\u00a0\u00a0\u00a0 Interest\/discount on advances\/bills<\/p><\/td><td width=\"123\"><p>30,48,25,452<\/p><\/td><td width=\"132\"><p>24,88,26,706<\/p><\/td><\/tr><tr><td width=\"350\"><p>II.\u00a0\u00a0 Income from investments<\/p><\/td><td width=\"123\"><p>10,76,54,758<\/p><\/td><td width=\"132\"><p>10,85,62,273<\/p><\/td><\/tr><tr><td width=\"350\"><p>III.\u00a0 Interest on balance with RBI and other inter-bank funds<\/p><\/td><td width=\"123\"><p>2,81,07,499<\/p><\/td><td width=\"132\"><p>2,26,05,445<\/p><\/td><\/tr><tr><td width=\"350\"><p>IV. Others<\/p><\/td><td width=\"123\"><p>0<\/p><\/td><td width=\"132\"><p>0<\/p><\/td><\/tr><tr><td width=\"350\"><p><strong>Total<\/strong><\/p><\/td><td width=\"123\"><p><strong>44,05,87,709<\/strong><\/p><\/td><td width=\"132\"><p><strong>37,99,94,424<\/strong><\/p><\/td><\/tr><\/tbody><\/table><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>Schedule 16 \u2013 OTHER INCOME<\/strong><\/p><div>(Amount In \u20b9)<\/div><table width=\"605\"><tbody><tr><td width=\"350\"><p><strong>Particulars<\/strong><\/p><\/td><td width=\"123\"><p><strong>As on 31.3.2025 (current year)<\/strong><\/p><\/td><td width=\"132\"><p><strong>As on 31.3.2024 (previous year)<\/strong><\/p><\/td><\/tr><tr><td width=\"350\"><p>I.\u00a0\u00a0\u00a0 Commission, exchange and brokerage<\/p><\/td><td width=\"123\"><p>67,54,387<\/p><\/td><td width=\"132\"><p>48,59,372<\/p><\/td><\/tr><tr><td width=\"350\"><p>II.\u00a0\u00a0 Profit on sale of investments<\/p><p>Less : Loss on investments<\/p><\/td><td width=\"123\"><p>55,91,400<\/p><\/td><td width=\"132\"><p>0<\/p><\/td><\/tr><tr><td width=\"350\"><p>III.\u00a0 Profit on revaluation of investments<\/p><\/td><td width=\"123\"><p>0<\/p><\/td><td width=\"132\"><p>0<\/p><\/td><\/tr><tr><td width=\"350\"><p>IV. Profit on sale of land, buildings and other assets<\/p><p>Less : Loss on sale of land, buildings and other assets<\/p><\/td><td width=\"123\"><p>92,467<\/p><\/td><td width=\"132\"><p>1,31,456<\/p><\/td><\/tr><tr><td width=\"350\"><p>V.\u00a0 Profit on exchange transactions<\/p><p>Less : Loss on exchange transactions<\/p><\/td><td width=\"123\"><p>0<\/p><\/td><td width=\"132\"><p>0<\/p><\/td><\/tr><tr><td width=\"350\"><p>VI. Income earned by way of dividends, etc.<\/p><p>from subsidiaries\/companies and\/or joint ventures abroad\/in India<\/p><\/td><td width=\"123\"><p>0<\/p><\/td><td width=\"132\"><p>0<\/p><\/td><\/tr><tr><td width=\"350\"><p>VII.\u00a0\u00a0 Interest received on I.T. refund<\/p><\/td><td width=\"123\"><p>0<\/p><\/td><td width=\"132\"><p>0<\/p><\/td><\/tr><tr><td width=\"350\"><p>VIII.\u00a0 Miscellaneous Income<\/p><\/td><td width=\"123\"><p>1,09,79,822<\/p><\/td><td width=\"132\"><p>92,48,877<\/p><\/td><\/tr><tr><td width=\"350\"><p><strong>Total<\/strong><\/p><\/td><td width=\"123\"><p><strong>2,34,18,076<\/strong><\/p><\/td><td width=\"132\"><p><strong>1,42,39,705<\/strong><\/p><\/td><\/tr><\/tbody><\/table><p>Note : Under items II to V loss figures shall be shown in brackets.<\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>Schedule 17 \u2013 INTEREST EXPENDED<\/strong><\/p><div>(Amount In \u20b9)<\/div><table width=\"605\"><tbody><tr><td width=\"350\"><p><strong>Particulars<\/strong><\/p><\/td><td width=\"123\"><p><strong>As on 31.3.2025 (current year)<\/strong><\/p><\/td><td width=\"132\"><p><strong>As on 31.3.2024 (previous year)<\/strong><\/p><\/td><\/tr><tr><td width=\"350\"><p>I.\u00a0\u00a0\u00a0 Interest on deposits (Fixed &amp; RD)<\/p><\/td><td width=\"123\"><p>22,28,43,734<\/p><\/td><td width=\"132\"><p>16,60,53,011<\/p><\/td><\/tr><tr><td width=\"350\"><p>II.\u00a0\u00a0 Interest on deposits (Saving)<\/p><\/td><td width=\"123\"><p>3,03,85,364<\/p><\/td><td width=\"132\"><p>3,03,07,049<\/p><\/td><\/tr><tr><td width=\"350\"><p>III.\u00a0 Interest on RBI\/inter-bank borrowings<\/p><\/td><td width=\"123\"><p>0<\/p><\/td><td width=\"132\"><p>82<\/p><\/td><\/tr><tr><td width=\"350\"><p>IV. Others<\/p><\/td><td width=\"123\"><p>0<\/p><\/td><td width=\"132\"><p>0<\/p><\/td><\/tr><tr><td width=\"350\"><p><strong>Total<\/strong><\/p><\/td><td width=\"123\"><p><strong>25,32,29,098<\/strong><\/p><\/td><td width=\"132\"><p><strong>19,63,60,142<\/strong><\/p><\/td><\/tr><\/tbody><\/table><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>Schedule 18 \u2013 OPERATING EXPENSES<\/strong><\/p><div>(Amount In \u20b9)<\/div><table width=\"605\"><tbody><tr><td width=\"350\"><p><strong>Particulars<\/strong><\/p><\/td><td width=\"123\"><p><strong>As on 31.3.2025 (current year)<\/strong><\/p><\/td><td width=\"132\"><p><strong>As on 31.3.2024 (previous year)<\/strong><\/p><\/td><\/tr><tr><td width=\"350\"><p>I. \u00a0\u00a0\u00a0\u00a0\u00a0Payment to and provisions for employees<\/p><\/td><td width=\"123\"><p>6,04,55,177<\/p><\/td><td width=\"132\"><p>5,44,04,817<\/p><\/td><\/tr><tr><td width=\"350\"><p>I. \u00a0\u00a0\u00a0\u00a0\u00a0Rent, taxes and lighting<\/p><\/td><td width=\"123\"><p>1,02,65,784<\/p><\/td><td width=\"132\"><p>85,49,237<\/p><\/td><\/tr><tr><td width=\"350\"><p>II.\u00a0\u00a0\u00a0\u00a0\u00a0 Printing and stationery<\/p><\/td><td width=\"123\"><p>23,24,223<\/p><\/td><td width=\"132\"><p>17,28,770<\/p><\/td><\/tr><tr><td width=\"350\"><p>III.\u00a0\u00a0\u00a0\u00a0 Advertisement and publicity<\/p><\/td><td width=\"123\"><p>26,73,712<\/p><\/td><td width=\"132\"><p>20,91,232<\/p><\/td><\/tr><tr><td width=\"350\"><p>IV.\u00a0\u00a0\u00a0 Depreciation on bank\u2019s property<\/p><\/td><td width=\"123\"><p>1,05,34,577<\/p><\/td><td width=\"132\"><p>91,33,462<\/p><\/td><\/tr><tr><td width=\"350\"><p>V.\u00a0\u00a0\u00a0\u00a0 Director\u2019s fees, allowances and expenses<\/p><\/td><td width=\"123\"><p>15,84,495<\/p><\/td><td width=\"132\"><p>9,31,961<\/p><\/td><\/tr><tr><td width=\"350\"><p>VI. \u00a0\u00a0Auditors\u2019 fees and expenses (including branch auditors)<\/p><\/td><td width=\"123\"><p>12,63,670<\/p><\/td><td width=\"132\"><p>11,41,858<\/p><\/td><\/tr><tr><td width=\"350\"><p>VII.\u00a0\u00a0 Law &amp; Professional Fee Charges<\/p><\/td><td width=\"123\"><p>6,58,524<\/p><\/td><td width=\"132\"><p>4,45,983<\/p><\/td><\/tr><tr><td width=\"350\"><p>VIII.\u00a0 Postages, Telegrams, Telephones, etc.<\/p><\/td><td width=\"123\"><p>7,59,377<\/p><\/td><td width=\"132\"><p>9,11,088<\/p><\/td><\/tr><tr><td width=\"350\"><p>IX.\u00a0\u00a0\u00a0 Repairs and maintenance<\/p><\/td><td width=\"123\"><p>5,96,326<\/p><\/td><td width=\"132\"><p>9,56,003<\/p><\/td><\/tr><tr><td width=\"350\"><p>X.\u00a0\u00a0\u00a0\u00a0 Insurance<\/p><\/td><td width=\"123\"><p>61,87,107<\/p><\/td><td width=\"132\"><p>55,92,442<\/p><\/td><\/tr><tr><td width=\"350\"><p>a.\u00a0\u00a0\u00a0\u00a0 Premium Paid to DICGC<\/p><\/td><td width=\"123\"><p>\u00a0\u00a0\u00a0\u00a0 &#8212; 52,57,338<\/p><\/td><td width=\"132\"><p>\u00a0\u00a0\u00a0\u00a0 &#8212; 45,77,626<\/p><\/td><\/tr><tr><td width=\"350\"><p>b.\u00a0\u00a0\u00a0\u00a0 All other Insurance Premium<\/p><\/td><td width=\"123\"><p>\u00a0\u00a0\u00a0\u00a0 &#8212; 9,29,769<\/p><\/td><td width=\"132\"><p>\u00a0\u00a0\u00a0\u00a0 &#8212; 10,14,816<\/p><\/td><\/tr><tr><td width=\"350\"><p>XI.\u00a0\u00a0\u00a0 Amortization of Premium paid on Investment<\/p><\/td><td width=\"123\"><p>1,43,260<\/p><\/td><td width=\"132\"><p>34,125<\/p><\/td><\/tr><tr><td width=\"350\"><p>XII.\u00a0\u00a0 Other expenditure<\/p><\/td><td width=\"123\"><p>1,29,29,779<\/p><\/td><td width=\"132\"><p>1,15,69,687<\/p><\/td><\/tr><tr><td width=\"350\"><p><strong>Total<\/strong><\/p><\/td><td width=\"123\"><p><strong>11,03,76,011<\/strong><\/p><\/td><td width=\"132\"><p><strong>9,74,90,665<\/strong><\/p><\/td><\/tr><\/tbody><\/table><p><strong>Schedule 19 \u2013 PROVISION MADE<\/strong><\/p><div>(Amount In \u20b9)<\/div><table width=\"605\"><tbody><tr><td width=\"350\"><p><strong>Particulars<\/strong><\/p><\/td><td width=\"123\"><p><strong>As on 31.3.2025 (current year)<\/strong><\/p><\/td><td width=\"132\"><p><strong>As on 31.3.2024 (previous year)<\/strong><\/p><\/td><\/tr><tr><td width=\"350\"><p>I.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Provision for Special Reserve\u00a0<strong>u\/s 36(1)(viii)of IT Act<\/strong><\/p><\/td><td width=\"123\"><p>16,75,000<\/p><\/td><td width=\"132\"><p>18,50,000<\/p><\/td><\/tr><tr><td width=\"350\"><p>II.\u00a0\u00a0\u00a0\u00a0\u00a0 Provision for IDR<\/p><\/td><td width=\"123\"><p>0<\/p><\/td><td width=\"132\"><p>0<\/p><\/td><\/tr><tr><td width=\"350\"><p>III.\u00a0\u00a0\u00a0\u00a0 Provision for Bad &amp; Doubtful Debts<\/p><\/td><td width=\"123\"><p>70,50,000<\/p><\/td><td width=\"132\"><p>75,35,000<\/p><\/td><\/tr><tr><td width=\"350\"><p>IV.\u00a0\u00a0\u00a0 Provision for Standard Assets<\/p><\/td><td width=\"123\"><p>25,70,404<\/p><\/td><td width=\"132\"><p>25,58,200<\/p><\/td><\/tr><tr><td width=\"350\"><p>V.\u00a0\u00a0\u00a0\u00a0 Provision for NPA<\/p><\/td><td width=\"123\"><p>0<\/p><\/td><td width=\"132\"><p>0<\/p><\/td><\/tr><tr><td width=\"350\"><p>VI.\u00a0\u00a0\u00a0 Provision for Contingent Liability<\/p><\/td><td width=\"123\"><p>0<\/p><\/td><td width=\"132\"><p>0<\/p><\/td><\/tr><tr><td width=\"350\"><p>VII.\u00a0\u00a0 Provision for Cyber\/ATM Fraud<\/p><\/td><td width=\"123\"><p>0<\/p><\/td><td width=\"132\"><p>0<\/p><\/td><\/tr><tr><td width=\"350\"><p><strong>Total<\/strong><\/p><\/td><td width=\"123\"><p><strong>1,12,95,404<\/strong><\/p><\/td><td width=\"132\"><p><strong>1,19,43,200<\/strong><\/p><\/td><\/tr><\/tbody><\/table><\/div>                        <\/div>\n                    <\/div>\n                                \n            <\/div>\n                    <\/div>\n    <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-74ab987 e-con-full e-flex e-con e-child\" data-id=\"74ab987\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-41e9cb4 e-con-full e-flex e-con e-child\" data-id=\"41e9cb4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dfbe106 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"dfbe106\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #333b42; font-family: Calibri; font-size: small; text-align: center;\">&#8211;sd&#8211;<\/span><br style=\"color: #333b42; font-family: Calibri; font-size: small; text-align: center;\" \/><span style=\"color: #333b42; font-family: Calibri; font-size: small; text-align: center;\">(Statutory Auditor)<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a69b4d0 e-con-full e-flex e-con e-child\" data-id=\"a69b4d0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1444148 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"1444148\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #333b42; font-family: Calibri; font-size: small; text-align: center;\">&#8211;sd\u2014<\/span><br style=\"color: #333b42; font-family: Calibri; font-size: small; text-align: center;\" \/><span style=\"color: #333b42; font-family: Calibri; font-size: small; text-align: center;\">(Sh Parmanand Bhatt)<\/span><br style=\"color: #333b42; font-family: Calibri; font-size: small; text-align: center;\" \/><span style=\"color: #333b42; font-family: Calibri; font-size: small; text-align: center;\">Chief Executive Officer<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n    <div class=\"xs_social_share_widget xs_share_url after_content \t\tmain_content  wslu-style-1 wslu-share-box-shaped wslu-fill-colored wslu-none wslu-share-horizontal wslu-theme-font-no wslu-main_content\">\n\n\t\t\n        <ul>\n\t\t\t        <\/ul>\n    <\/div> \n","protected":false},"excerpt":{"rendered":"<p>CAPITAL AND LIABILITIES \/ PROPERTY AND ASSETS PROFIT &#038; LOSS A\/C SCHEDULE JALORE NAGRIK SAHAKARI BANK LIMITED, JALORE Form \u2013 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-2908","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Annual Report - Jalore Nagrik Sahakari Bank Ltd. 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