{"id":78,"date":"2022-09-16T12:50:47","date_gmt":"2022-09-16T12:50:47","guid":{"rendered":"https:\/\/fastwpdemo.com\/newwp\/finbank\/?page_id=78"},"modified":"2025-11-11T19:51:09","modified_gmt":"2025-11-11T19:51:09","slug":"home-loan","status":"publish","type":"page","link":"https:\/\/www.jalore.bank.in\/en\/home-loan\/","title":{"rendered":"Home Loan"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"78\" class=\"elementor elementor-78\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3e836ee elementor-section-full_width elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"3e836ee\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d8486cb exad-glass-effect-no exad-sticky-section-no\" data-id=\"d8486cb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c715e4b e-n-tabs-mobile exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-n-tabs\" data-id=\"c715e4b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;horizontal_scroll&quot;:&quot;disable&quot;,&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"nested-tabs.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-tabs\" data-widget-number=\"208756299\" aria-label=\"Tabs. Open items with Enter or Space, close with Escape and navigate using the Arrow keys.\">\n\t\t\t<div class=\"e-n-tabs-heading\" role=\"tablist\">\n\t\t\t\t\t<button id=\"e-n-tab-title-2087562991\" data-tab-title-id=\"e-n-tab-title-2087562991\" class=\"e-n-tab-title\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-2087562991\" style=\"--n-tabs-title-order: 1;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tHome Loan (Purchase)\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-2087562992\" data-tab-title-id=\"e-n-tab-title-2087562992\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-2087562992\" style=\"--n-tabs-title-order: 2;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tHome Loan (Contr.\/Repair\/Reno.)\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t<div class=\"e-n-tabs-content\">\n\t\t\t\t<div id=\"e-n-tab-content-2087562991\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-2087562991\" data-tab-index=\"1\" style=\"--n-tabs-title-order: 1;\" class=\"e-active elementor-element elementor-element-c7191b7 e-con-full e-flex e-con e-child\" data-id=\"c7191b7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-04dc044 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"04dc044\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"home-loan-section\"><h2>\ud83c\udfe1 Home Loan Scheme<\/h2><p>Looking to make your dream home a reality?<br \/>Step into <strong>Jalore Nagrik Sahkari Bank Ltd.<\/strong> and get your <strong>Home Loan<\/strong> sanctioned.<br \/>Repay conveniently in easy monthly installments.<\/p><hr \/><h3>\ud83c\udfaf Purpose<\/h3><p>To provide financial assistance to individuals for the <strong>purchase of a house<\/strong>.<\/p><hr \/><h3>\ud83d\udc65 Eligibility<\/h3><ul><li>Minimum age of applicant: 21 years; Maximum age: 60 years<\/li><li>House must not be located in rural areas<\/li><li>Applicant should be a permanent resident in the bank\u2019s working area or have been a permanent resident of Jalore for the last 2 years<\/li><li>Loan payment is made directly to the seller during house registration at the registrar office under bank supervision<\/li><li>Loan amount: Up to 5 times the applicant\u2019s annual income or \u20b910,00,000\/- (whichever is lower)<\/li><li>Title of the house must be clear and perfect<\/li><li>Only income verified through Income Tax Return will be considered<\/li><\/ul><hr \/><h3>\ud83d\udcb0 Loan Amount &amp; Tenure<\/h3><ul><li><strong>Maximum Loan Amount:<\/strong> \u20b910,00,000\/-<\/li><li><strong>Loan Tenure:<\/strong> Up to 5 years<\/li><\/ul><hr \/><h3>\ud83d\udcc8 Rate of Interest<\/h3><p>As applicable from time to time.<br \/><strong>(Please refer to the Current Rate Chart at your nearest branch.)<\/strong><\/p><hr \/><h3>\ud83d\udd10 Security<\/h3><ul><li>Loan up to 60% of the house cost; remaining 40% margin amount to be submitted to the bank with the purchase invoice<\/li><li>Postdated Cheques for repayment<\/li><\/ul><hr \/><h3>\ud83d\udcb3 Repayment<\/h3><p>Repayment to be completed within <strong>60 months<\/strong> or until the applicant reaches <strong>60 years of age<\/strong>, whichever is earlier.<\/p><hr \/><p><strong>** Terms &amp; Conditions Apply **<br \/>For more information, please contact your nearest branch of Jalore Nagrik Sahkari Bank Ltd.<\/strong><\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-2087562992\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-2087562992\" data-tab-index=\"2\" style=\"--n-tabs-title-order: 2;\" class=\" elementor-element elementor-element-c7cd638 e-con-full e-flex e-con e-child\" data-id=\"c7cd638\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-86be8a8 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"86be8a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"constructed-home-loan-section\">\n\n  <h2>\ud83c\udfe1 Home Loan Scheme (Already Constructed House)<\/h2>\n  <p>\n    Looking to buy an already constructed house?  \n    Step into <strong>Jalore Nagrik Sahkari Bank Ltd.<\/strong> and get your <strong>Home Loan<\/strong> sanctioned.  \n    Repay conveniently in easy monthly installments.\n  <\/p>\n\n  <hr>\n\n  <h3>\ud83c\udfaf Purpose<\/h3>\n  <p>\n    To provide financial assistance for the purchase of an <strong>already constructed house<\/strong>, normally not older than 15 years.\n  <\/p>\n\n  <hr>\n\n  <h3>\ud83d\udc65 Eligibility<\/h3>\n  <ul>\n    <li>Individuals aged 21 to 60 years (can be relaxed up to 65 years in special cases)<\/li>\n    <li>House must not be in rural areas<\/li>\n    <li>Applicant must be a permanent resident in the bank\u2019s working area or have been a permanent resident of Jalore for at least 2 years<\/li>\n    <li>Loan payment is made directly to the seller at the time of house registration under supervision of the bank officer<\/li>\n    <li>Loan amount: Up to 5 times annual income or \u20b95,00,000\/- minimum<\/li>\n    <li>Title of the house must be clear<\/li>\n    <li>Only income verified through Income Tax Return will be considered<\/li>\n  <\/ul>\n\n  <hr>\n\n  <h3>\ud83d\udcb0 Loan Amount &#038; Tenure<\/h3>\n  <ul>\n    <li><strong>Maximum Loan Amount:<\/strong> \u20b95,00,000\/-<\/li>\n    <li><strong>Loan Tenure:<\/strong> Up to 10 years or until end of service period<\/li>\n  <\/ul>\n\n  <hr>\n\n  <h3>\ud83d\udcc8 Rate of Interest<\/h3>\n  <p>\n    As applicable from time to time.  \n    <strong>(Please refer to the Current Rate Chart at your nearest branch.)<\/strong>\n  <\/p>\n\n  <hr>\n\n  <h3>\ud83d\udd10 Security \/ Documents Required<\/h3>\n  <ul>\n    <li>Equitable Mortgage of Property<\/li>\n    <li>Salary \/ Income Certificate<\/li>\n    <li>Blue Map of the house<\/li>\n    <li>Construction Valuation Chart approved by Civil Engineers<\/li>\n    <li>Construction Permission<\/li>\n    <li>Two Guarantors \u2014 Bank Members or Income Tax Payers<\/li>\n  <\/ul>\n\n  <hr>\n\n  <h3>\ud83d\udcb3 Repayment<\/h3>\n  <p>\n    Maximum repayment: <strong>120 EMIs<\/strong>.\n  <\/p>\n\n  <hr>\n\n  <p><strong>** Terms &#038; Conditions Apply **<br>\n  For more information, please contact your nearest branch of Jalore Nagrik Sahkari Bank Ltd.<\/strong><\/p>\n\n<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\n    <div class=\"xs_social_share_widget xs_share_url after_content \t\tmain_content  wslu-style-1 wslu-share-box-shaped wslu-fill-colored wslu-none wslu-share-horizontal wslu-theme-font-no wslu-main_content\">\n\n\t\t\n        <ul>\n\t\t\t        <\/ul>\n    <\/div> \n","protected":false},"excerpt":{"rendered":"<p>Home Loan (Purchase) Home Loan (Contr.\/Repair\/Reno.) \ud83c\udfe1 Home Loan Scheme Looking to make your dream home a reality?Step into Jalore [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-78","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Home Loan - Jalore Nagrik Sahakari Bank Ltd. 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