🏦 Current Account
To meet your immediate business financial needs, open a चालू खाता with जालोर नागरिक सहकारी बैंक लिमिटेड. Designed for businessmen, firms, and private/public limited companies, current accounts allow heavy daily transactions, mostly through cheques. Customers can deposit any amount any number of times for ease of business operations.
👥 Who Can Open an Account?
- Individuals in their capacity
- Two or more persons jointly
- Sole Proprietorship firm
- Partnership firm
- Hindu Undivided Family (HUF)
- Private limited companies
- Public limited companies
- Non-governmental organizations
- Public corporations
- Registered societies, associations, or clubs
- न्यास
- Government / Semi-government bodies / departments
Note: No current account shall be opened in the name of a minor.
🌟 Benefits
- Any Branch Banking (ABB) and interconnectivity
- Remittances via Pay Order and Demand Draft at any location in India
- Collection of outstation cheques
- RTGS / NEFT facility
- SMS banking
- Without charges (except cheque book charges)
- No ledger folio, incidental, or inspection charges
📄 Requirements / Documents
- Recent photograph
- Proof of residence (passport, driving license, ration card, voter ID, electricity/telephone bill, latest bank statement, income/wealth tax assessment order, maintenance bill, registered leave & license agreement, notarized leave & license agreement with permanent address proof)
- Photo identity proof (PAN, voter ID, passport, driving license, senior citizen card, Aadhaar, etc.)
- Introduction by a person known and acceptable to the bank
- PAN card (original for verification) or Form-60/61 declaration
- Initial deposit in cash
- Business activity proof
- Business address proof
- Any other document as per the constitution of the firm (Annexure-1)
- Account Opening Form (AOF) duly filled
⚖️ General Rules
- Bank reserves the right to close any account if cheques are frequently returned unpaid or the account is irregular/unsatisfactory
- Accounts not in operation for more than 2 years will be treated as inoperative/dormant
- Bank reserves the right to alter, amend, or rescind rules from time to time
📑 Annexure-1: Additional Documentation as per Firm Constitution
A) Proprietorship Firm
- Business activity proof (shop & establishment copy, registration documents, certificate from sales/service/professional tax authorities, audited balance sheet, income tax returns, CA letter)
- Business address proof (electricity/telephone bill, bank statement, income/wealth tax order, maintenance bill, leave & license agreement)
- Proprietorship letter
B) Partnership Firm
- PAN of firm and all partners (original for verification or Form-60/61 declaration)
- Business address proof
- Partnership letter
- List of partners
- Certificate of registration
- Registered partnership deed
C) Limited Companies
- PAN of company and all directors (original for verification or Form-60/61 declaration)
- Business address proof
- Certificate of registration
- List of all directors
- Memorandum & Articles of Association
- Resolution with company seal
- CIN and DIN numbers of all directors
- Certificate of business commencement (for Public Limited Company)
** नियम एवं शर्तें लागू **
अधिक जानकारी के लिए, कृपया जालोर नागरिक सहकारी बैंक लिमिटेड की अपनी निकटतम शाखा से संपर्क करें।.